Sturbridge, MA
Worcester County42.1084°N, 72.0808°W
Tracking 4,794 properties across Sturbridge, Massachusetts — a community where the median home dates to 1981 and the oldest to 1650. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,794
Properties Tracked
1981
Median Year Built
$412K
Median Assessed Value
2%
FEMA Flood Zone
1.36M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Sturbridge, MAInc. 1729
Sturbridge is best known for Old Sturbridge Village, the living history museum that draws visitors from across the region. Beyond the museum, the town sits at the junction of I-90 and I-84, a position that has created a hospitality and commercial corridor along Route 20. The residential areas are more rural, with single-family homes on moderate to large lots in the surrounding hills and woodlands.
For property professionals, Sturbridge's highway junction creates a commercial property base — hotels, restaurants, retail — that is unusual for a town of its size. The residential market is moderate and suburban-rural, with assessed values reflecting the town's position at the intersection of the Worcester, Springfield, and Connecticut commuter sheds.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
94 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,700
A
56
AE
38
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
152
Grade B
657
Grade C
995
Grade D
952
Grade E
2,038
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
4,794 properties · Median year built 1981 · Avg 2,171 sf
Property Types
Single Family
3,157
Vacant Land
553
Institutional
310
Two-Family
248
Commercial
183
Multi-Family
159
Other
118
Mixed Use
28
Industrial
22
Three-Family
8
Construction by Era
Pre-1800
35
1800-1849
60
1850-1899
106
1900-1949
487
1950-1979
1,169
1980-1999
955
2000+
966
Architectural Styles
Colonial
1,101
Ranch
719
Vacant Land
678
Cape Cod
529
Condominium
268
Raised Ranch
255
Conventional
197
Contemporary
135
Market Activity
Recorded transactions from Worcester County Registry of Deeds
60%
Owner-Occupied
5%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 97% of Sturbridge properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Sturbridge
Worcester County · Massachusetts
Zip Codes01057010810151801550015660607606281
9,867
Population
2020 Census
4,794
Properties
$412K
Median Assessed
60%
Owner-Occupied
39.0
Square Miles
Sturbridge covers 39.0 square miles in Worcester County, Massachusetts. The median assessed property value is $412K.
Single-family homes account for 3,157 of Sturbridge's 4,794 properties and 415 multi-family buildings. There are 183 commercial properties and 553 parcels of vacant land. About 60% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $281K and $562K, with the highest assessed property at $53.2M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
45% of properties are on municipal sewer, with the remainder on private septic systems, and 35% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 437 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Sturbridge its character.
What Sturbridge Property Intelligence Means for Professionals
Insurance & Underwriting
Sturbridge's fire protection grade distribution (152 Grade A, 657 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Sturbridge's 10 property types, spanning construction from 1650 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Sturbridge properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Sturbridge property intelligence.
4,794 Sturbridge properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/sturbridge-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.