Fitchburg, MA
Worcester County42.5839°N, 71.8038°W
Tracking 13,203 properties across Fitchburg, Massachusetts — a community where the median home dates to 1948 and the oldest to 1750. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
13,203
Properties Tracked
1948
Median Year Built
$344K
Median Assessed Value
2%
FEMA Flood Zone
3.89M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Fitchburg, MAInc. 1730
Fitchburg is a small city in the northern part of Worcester County, with an industrial heritage in paper manufacturing and metalworking that built the dense downtown and surrounding worker-housing neighborhoods. Fitchburg State University adds an institutional presence and student rental demand. The city's housing stock is diverse: multi-family buildings and triple-deckers near the center, single-family neighborhoods in the outlying areas, and converted mill buildings.
For property professionals, Fitchburg is an affordable urban market with the building variety and condition range typical of post-industrial New England cities. The older multi-family stock requires attention to systems, code compliance, and per-unit economics, while the suburban periphery offers more conventional single-family assessment.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
272 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
12,931
AE
258
A
14
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,766
Grade B
7,354
Grade C
3,083
Grade D
490
Grade E
510
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
13,203 properties · Median year built 1948 · Avg 2,907 sf
Property Types
Single Family
6,707
Multi-Family
2,667
Vacant Land
911
Institutional
749
Commercial
704
Two-Family
679
Condominium
371
Industrial
224
Mixed Use
80
Other
62
Construction by Era
Pre-1800
2
1800-1849
67
1850-1899
688
1900-1949
5,051
1950-1979
2,593
1980-1999
1,316
2000+
1,696
Architectural Styles
Conventional
1,842
Colonial
1,670
Ranch
1,562
Cape Cod
1,318
Condominium
865
Multi-Family
750
Split Entry
242
Church / Synagogue
169
Market Activity
Recorded transactions from Worcester County Registry of Deeds
359
Sales (12 mo)
Arms-length transactions
$425K
Median Sale Price
Past 12 months
61%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Fitchburg properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
90,037 municipal building permits on file · 76% of properties
NE Provenance tracks 90,037 building permits across 9,979 Fitchburg properties — 76% coverage. 8,043 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
90,037
Permits on File
76%
Coverage
Properties with permits
8,043
Active (5yr)
Recent permit activity
86%
Condition Rated
NEP assessment
Living in Fitchburg
Worcester County · Massachusetts
Zip Codes01420
41,946
Population
2020 Census
13,203
Properties
$344K
Median Assessed
61%
Owner-Occupied
28.1
Square Miles
Fitchburg covers 28.1 square miles in Worcester County, Massachusetts. The median assessed property value is $344K.
Single-family homes account for 6,707 of Fitchburg's 13,203 properties, with 371 condominiums and 3,348 multi-family buildings. There are 704 commercial properties and 911 parcels of vacant land. About 61% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $292K and $423K, with the highest assessed property at $117.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Fitchburg (89%) is on municipal sewer. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 1,265 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Fitchburg its character.
Environmental note: Fitchburg has an average EPA lead paint indicator at the 66th percentile nationally, consistent with 757 properties built before 1900 when lead paint was standard. 5,130 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Fitchburg Property Intelligence Means for Professionals
Insurance & Underwriting
Fitchburg's fire protection grade distribution (1,766 Grade A, 7,354 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Fitchburg's 10 property types, spanning construction from 1750 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Fitchburg properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
90,037 permits across 76% of properties means most Fitchburg inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Fitchburg property intelligence.
13,203 Fitchburg properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/fitchburg-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.