Oxford, MA
Worcester County42.1170°N, 71.8644°W
Tracking 5,748 properties across Oxford, Massachusetts — a community where the median home dates to 1972 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
5,748
Properties Tracked
1972
Median Year Built
$335K
Median Assessed Value
2%
FEMA Flood Zone
1.66M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Oxford, MAInc. 1687
Oxford is a suburban town in the southern part of Worcester County along I-395 and Route 12. The town's housing stock mixes older village-center development with post-war suburban growth, and the highway interchange has attracted commercial development. Oxford functions as part of the broader Webster-Dudley-Oxford market area.
For property professionals, Oxford is a moderate, accessible market with highway-driven commercial property and a residential housing stock that spans several construction eras.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
112 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
5,636
AE
66
A
46
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
112
Grade B
1,197
Grade C
1,847
Grade D
1,647
Grade E
945
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
5,748 properties · Median year built 1972 · Avg 1,843 sf
Property Types
Single Family
3,822
Vacant Land
513
Multi-Family
302
Two-Family
302
Institutional
299
Commercial
195
Industrial
182
Agricultural / Open Space
42
Other
41
Mixed Use
36
Construction by Era
Pre-1800
36
1800-1849
88
1850-1899
195
1900-1949
697
1950-1979
1,862
1980-1999
1,249
2000+
590
Architectural Styles
Ranch
1,248
Cape Cod
1,017
Colonial
629
Conventional
428
Condominium
316
Multi-Family
225
Contemporary
102
Raised Ranch
93
Market Activity
Recorded transactions from Worcester County Registry of Deeds
24
Sales (12 mo)
Arms-length transactions
$436K
Median Sale Price
Past 12 months
68%
Owner-Occupied
4%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Oxford properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
22,816 municipal building permits on file · 72% of properties
NE Provenance tracks 22,816 building permits across 4,107 Oxford properties — 72% coverage. 2,635 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
22,816
Permits on File
72%
Coverage
Properties with permits
2,635
Active (5yr)
Recent permit activity
82%
Condition Rated
NEP assessment
Living in Oxford
Worcester County · Massachusetts
Zip Codes0153701540
13,347
Population
2020 Census
5,748
Properties
$335K
Median Assessed
68%
Owner-Occupied
27.4
Square Miles
Oxford covers 27.4 square miles in Worcester County, Massachusetts. The median assessed property value is $335K.
Single-family homes account for 3,822 of Oxford's 5,748 properties and 605 multi-family buildings. There are 195 commercial properties and 513 parcels of vacant land. About 68% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $272K and $432K, with the highest assessed property at $33.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 54% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 511 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Oxford its character.
What Oxford Property Intelligence Means for Professionals
Insurance & Underwriting
Oxford's fire protection grade distribution (112 Grade A, 1,197 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Oxford's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Oxford properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
22,816 permits across 72% of properties means most Oxford inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Oxford property intelligence.
5,748 Oxford properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/oxford-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.