Hubbardston, MA
Worcester County42.4766°N, 72.0087°W
Tracking 2,619 properties across Hubbardston, Massachusetts — a community where the median home dates to 1988 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
2,619
Properties Tracked
1988
Median Year Built
$334K
Median Assessed Value
6%
FEMA Flood Zone
726,247
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Hubbardston, MAInc. 1737
Hubbardston is a rural town in the northern part of Worcester County, with a landscape of wooded hills, ponds, and dispersed residential development. The town has minimal commercial activity and a quiet, agricultural character. The housing stock is predominantly single-family homes on larger lots.
For property professionals, Hubbardston is a small, affordable rural market with the private infrastructure and fire coverage considerations typical of the northern Worcester County hill towns.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
156 properties (6%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,459
A
153
AREA NOT INCLUDED
4
AE
3
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade C
109
Grade D
802
Grade E
1,708
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
2,619 properties · Median year built 1988 · Avg 1,295 sf
Property Types
Single Family
1,501
Vacant Land
399
Institutional
322
Two-Family
130
Multi-Family
53
Mixed Use
52
Residential Other
50
Agricultural / Open Space
39
Other
27
Commercial
25
Construction by Era
Pre-1800
38
1800-1849
59
1850-1899
87
1900-1949
121
1950-1979
267
1980-1999
827
2000+
380
Architectural Styles
Vacant Land
599
Colonial
457
Cape Cod
360
Ranch
286
Condominium
132
Raised Ranch
128
Contemporary
96
Antique
85
Market Activity
Recorded transactions from Worcester County Registry of Deeds
56%
Owner-Occupied
4%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 96% of Hubbardston properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Hubbardston
Worcester County · Massachusetts
Zip Codes01452
4,328
Population
2020 Census
2,619
Properties
$334K
Median Assessed
56%
Owner-Occupied
42.0
Square Miles
Hubbardston covers 42.0 square miles in Worcester County, Massachusetts. The median assessed property value is $334K.
Single-family homes account for 1,501 of Hubbardston's 2,619 properties and 188 multi-family buildings. There are 25 commercial properties and 399 parcels of vacant land. About 56% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $77K and $432K, with the highest assessed property at $6.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 2% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 177 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Hubbardston its character.
What Hubbardston Property Intelligence Means for Professionals
Insurance & Underwriting
Hubbardston's fire protection grade distribution (109 Grade C, 802 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Hubbardston's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 6% of Hubbardston properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Hubbardston property intelligence.
2,619 Hubbardston properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/hubbardston-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.