Hubbardston, MA
Tracking 2,619 properties across Hubbardston, Massachusetts — a community where the median home dates to 1988 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Hubbardston, MAInc. 1737
Hubbardston is a rural town in the northern part of Worcester County, with a landscape of wooded hills, ponds, and dispersed residential development. The town has minimal commercial activity and a quiet, agricultural character. The housing stock is predominantly single-family homes on larger lots.
For property professionals, Hubbardston is a small, affordable rural market with the private infrastructure and fire coverage considerations typical of the northern Worcester County hill towns.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
156 properties (6%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
The Property Landscape
2,619 properties · Median year built 1988 · Avg 1,295 sf
Property Types
Construction by Era
Architectural Styles
Market Activity
Recorded transactions from Worcester County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 96% of Hubbardston properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Hubbardston
Worcester County · Massachusetts
Hubbardston covers 42.0 square miles in Worcester County, Massachusetts. The median assessed property value is $334K.
Single-family homes account for 1,501 of Hubbardston's 2,619 properties and 188 multi-family buildings. There are 25 commercial properties and 399 parcels of vacant land. About 56% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $77K and $432K, with the highest assessed property at $6.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 2% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 177 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Hubbardston its character.
What Hubbardston Property Intelligence Means for Professionals
Insurance & Underwriting
Hubbardston's fire protection grade distribution (109 Grade C, 802 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Hubbardston's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 6% of Hubbardston properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Hubbardston property intelligence.
2,619 Hubbardston properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/hubbardston-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.