Milford, MA
Worcester County42.1429°N, 71.5165°W
Tracking 10,596 properties across Milford, Massachusetts — a community where the median home dates to 1970 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
10,596
Properties Tracked
1970
Median Year Built
$463K
Median Assessed Value
2%
FEMA Flood Zone
3.13M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Milford, MAInc. 1662
Milford is a compact town along I-495 in the southeastern part of Worcester County, with a dense downtown that reflects its industrial heritage in shoe and boot manufacturing and granite quarrying. The town center has a classic New England character with a prominent town common. The housing stock mixes the denser, older development near the center with suburban single-family neighborhoods in the outlying areas.
For property professionals, Milford is an accessible market with good highway access, a diverse housing stock, and moderate assessed values. The town's downtown density and commercial corridors create more property variety than the surrounding rural communities.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
262 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
10,334
AE
248
A
14
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,063
Grade B
4,934
Grade C
3,231
Grade D
1,146
Grade E
222
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
10,596 properties · Median year built 1970 · Avg 2,808 sf
Property Types
Single Family
5,931
Condominium
2,510
Institutional
642
Multi-Family
445
Commercial
411
Vacant Land
379
Industrial
172
Mixed Use
73
Residential Other
29
Three-Family
2
Construction by Era
Pre-1800
26
1800-1849
93
1850-1899
1,109
1900-1949
1,283
1950-1979
3,250
1980-1999
2,279
2000+
1,406
Architectural Styles
Colonial
2,169
Condominium
1,341
Split Entry
1,192
Old Style
1,028
Ranch
794
Cape Cod
551
Vacant / Unused
270
Split Level
131
Market Activity
Recorded transactions from Worcester County Registry of Deeds
68%
Owner-Occupied
1%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Milford properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
45,445 municipal building permits on file · 62% of properties
NE Provenance tracks 45,445 building permits across 6,602 Milford properties — 62% coverage. 3,604 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
45,445
Permits on File
62%
Coverage
Properties with permits
3,604
Active (5yr)
Recent permit activity
89%
Condition Rated
NEP assessment
Living in Milford
Worcester County · Massachusetts
Zip Codes01757
30,379
Population
2020 Census
10,596
Properties
$463K
Median Assessed
68%
Owner-Occupied
15.0
Square Miles
Milford covers 15.0 square miles in Worcester County, Massachusetts. The median assessed property value is $463K.
Single-family homes account for 5,931 of Milford's 10,596 properties, with 2,510 condominiums and 448 multi-family buildings. There are 411 commercial properties and 379 parcels of vacant land. About 68% of properties are owner-occupied.
Assessed values range widely — the middle 50% of properties fall between $366K and $568K, with the highest assessed property at $54.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Milford (82%) is on municipal sewer. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 1,445 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Milford its character. 972 properties have swimming pools.
What Milford Property Intelligence Means for Professionals
Insurance & Underwriting
Milford's fire protection grade distribution (1,063 Grade A, 4,934 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Milford's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Milford properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
45,445 permits across 62% of properties means most Milford inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Milford property intelligence.
10,596 Milford properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/milford-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.