Hardwick, MA
Worcester County42.3493°N, 72.1993°W
Tracking 1,447 properties across Hardwick, Massachusetts — a community where the median home dates to 1970 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
1,447
Properties Tracked
1970
Median Year Built
$230K
Median Assessed Value
0%
FEMA Flood Zone
393,480
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Hardwick, MAInc. 1685
Hardwick is a small, rural town in the northern part of Worcester County, with the villages of Gilbertville and Wheelwright reflecting its mill-era heritage. The town's compact mill villages contrast with the surrounding agricultural and wooded landscape. The Ware River runs through the town, providing water power that once drove the mills.
For property professionals, Hardwick is an affordable, rural market with a split between the denser mill-village housing and the dispersed rural residential properties.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
No properties in Hardwick fall within FEMA Special Flood Hazard Areas.
AREA NOT INCLUDED
1,447
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
5
Grade B
92
Grade C
69
Grade D
482
Grade E
799
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
1,447 properties · Median year built 1970 · Avg 1,606 sf
Property Types
Single Family
574
Vacant Land
234
Institutional
215
Agricultural / Open Space
92
Mixed Use
91
Multi-Family
87
Condominium
69
Commercial
29
Residential Other
19
Industrial
15
Construction by Era
Pre-1800
29
1800-1849
34
1850-1899
96
1900-1949
176
1950-1979
154
1980-1999
224
2000+
144
Architectural Styles
Colonial
171
Cape Cod
157
Ranch
153
Conventional
92
Contemporary
52
Cranberry Bog
45
Park / Playground
39
Duplex
39
Market Activity
Recorded transactions from Worcester County Registry of Deeds
12%
Owner-Occupied
4%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Hardwick properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Hardwick
Worcester County · Massachusetts
Zip Codes0103101082
2,667
Population
2020 Census
1,447
Properties
$230K
Median Assessed
12%
Owner-Occupied
40.9
Square Miles
Hardwick covers 40.9 square miles in Worcester County, Massachusetts. The median assessed property value is $230K.
Single-family homes account for 574 of Hardwick's 1,447 properties and 95 multi-family buildings. There are 29 commercial properties and 234 parcels of vacant land. About 12% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $43K and $394K, with the highest assessed property at $76.4M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
22% of properties are on municipal sewer, with the remainder on private septic systems, and 30% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 66 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Hardwick its character.
What Hardwick Property Intelligence Means for Professionals
Insurance & Underwriting
Hardwick's fire protection grade distribution (5 Grade A, 92 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Hardwick's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Hardwick property intelligence.
1,447 Hardwick properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/hardwick-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.