Rutland, MA
Worcester County42.3768°N, 71.9544°W
Tracking 4,617 properties across Rutland, Massachusetts — a community where the median home dates to 1992 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,617
Properties Tracked
1992
Median Year Built
$373K
Median Assessed Value
3%
FEMA Flood Zone
1.32M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Rutland, MAInc. 1686
Rutland is a residential town in the center of Worcester County, with a housing stock that is predominantly single-family homes. The town sits at the geographic center of Massachusetts — a marker on the town common notes the distinction. Rutland State Park and conservation land provide open space and recreation.
For property professionals, Rutland is a moderate suburban-rural market with a housing stock that has grown through several construction eras and assessed values in the middle range for the county.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
154 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,460
A
138
AE
16
AREA NOT INCLUDED
3
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
376
Grade B
897
Grade C
649
Grade D
595
Grade E
2,100
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
4,617 properties · Median year built 1992 · Avg 1,548 sf
Property Types
Single Family
2,933
Vacant Land
800
Two-Family
326
Institutional
288
Multi-Family
99
Mixed Use
49
Commercial
38
Agricultural / Open Space
24
Residential Other
19
Other
18
Construction by Era
Pre-1800
25
1800-1849
34
1850-1899
39
1900-1949
411
1950-1979
827
1980-1999
871
2000+
1,281
Architectural Styles
Colonial
1,340
Vacant Land
916
Ranch
576
Cape Cod
510
Condominium
347
Raised Ranch
173
Bungalow
107
Conventional
94
Market Activity
Recorded transactions from Worcester County Registry of Deeds
61%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 97% of Rutland properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
13,052 municipal building permits on file · 58% of properties
NE Provenance tracks 13,052 building permits across 2,654 Rutland properties — 58% coverage. 1,586 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
13,052
Permits on File
58%
Coverage
Properties with permits
1,586
Active (5yr)
Recent permit activity
75%
Condition Rated
NEP assessment
Living in Rutland
Worcester County · Massachusetts
Zip Codes01543
9,049
Population
2020 Census
4,617
Properties
$373K
Median Assessed
61%
Owner-Occupied
36.3
Square Miles
Rutland covers 36.3 square miles in Worcester County, Massachusetts. The median assessed property value is $373K.
Single-family homes account for 2,933 of Rutland's 4,617 properties and 437 multi-family buildings. There are 38 commercial properties and 800 parcels of vacant land. About 61% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $136K and $505K, with the highest assessed property at $19.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
41% of properties are on municipal sewer, with the remainder on private septic systems, and 39% have public water service. Electric service is provided by FITCHBURG GAS & ELEC LIGHT CO. 326 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Rutland its character. 335 properties have swimming pools.
What Rutland Property Intelligence Means for Professionals
Insurance & Underwriting
Rutland's fire protection grade distribution (376 Grade A, 897 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Rutland's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Rutland properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
13,052 permits across 58% of properties means most Rutland inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Rutland property intelligence.
4,617 Rutland properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/rutland-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.