Sebago, ME
Cumberland County43.8915°N, 70.6986°W
Tracking 2,107 properties across Sebago, Maine — a community where the median home dates to 1993. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
2,107
Properties Tracked
1993
Median Year Built
$133K
Median Assessed Value
2%
FEMA Flood Zone
477,431
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Sebago, MEInc. 1826
Sebago is a small, rural town on the western shore of Sebago Lake, with a landscape of forests and waterfront properties. The lake creates the primary property dynamic.
For property professionals, Sebago is a small lakes-region market with waterfront premiums and seasonal dynamics.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
39 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,068
A
29
AE
10
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
2
Grade B
35
Grade C
129
Grade D
1,160
Grade E
781
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
80 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
2,107 properties · Median year built 1993 · Avg 383 sf
Property Types
Single Family
897
Other
665
Institutional
446
Industrial
70
Agricultural / Open Space
19
Commercial
10
Construction by Era
1800-1849
1
1850-1899
7
1900-1949
17
1950-1979
29
1980-1999
29
2000+
72
Living in Sebago
Cumberland County · Maine
Zip Codes0402204029
1,911
Population
2020 Census
2,107
Properties
$133K
Median Assessed
22%
Owner-Occupied
32.8
Square Miles
Sebago covers 32.8 square miles in Cumberland County, Maine. The median assessed property value is $133K.
Single-family homes account for 897 of Sebago's 2,107 properties. About 22% of properties are owner-occupied, and 29% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $41K and $219K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 2% have public water service. Electric service is provided by CENTRAL MAINE POWER CO.
What Sebago Property Intelligence Means for Professionals
Insurance & Underwriting
Sebago's fire protection grade distribution (2 Grade A, 35 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Sebago's 6 property types, spanning construction from 1807 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Sebago properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Sebago property intelligence.
2,107 Sebago properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/sebago-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.