Cumberland, ME
Cumberland County43.8506°N, 70.4001°W
Tracking 2,693 properties across Cumberland, Maine — a community where the median home dates to 1978 and the oldest to 1720. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
2,693
Properties Tracked
1978
Median Year Built
$0
Median Assessed Value
1%
FEMA Flood Zone
625,692
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Cumberland, ME
Cumberland is an affluent residential town north of Portland, with a housing stock of single-family homes on generous lots and a quiet, family-oriented character. The town is consistently rated among the best places to live in Maine.
For property professionals, Cumberland is an upper-value suburban market with strong schools, consistent residential character, and assessed values among the highest in Cumberland County.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
31 properties (1%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,662
A
27
AE
3
VE
1
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
17
Grade B
733
Grade C
822
Grade D
809
Grade E
312
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
60 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
2,693 properties · Median year built 1978 · Avg 1,040 sf
Property Types
Single Family
2,120
Institutional
324
Other
139
Industrial
56
Agricultural / Open Space
38
Commercial
15
Vacant Land
1
Construction by Era
Pre-1800
13
1800-1849
40
1850-1899
36
1900-1949
149
1950-1979
445
1980-1999
424
2000+
175
Living in Cumberland
Cumberland County · Maine
Zip Codes04021040390406204096040970410504110
8,754
Population
2020 Census
2,693
Properties
$0
Median Assessed
67%
Owner-Occupied
22.9
Square Miles
Cumberland covers 22.9 square miles in Cumberland County, Maine.0
Single-family homes account for 2,120 of Cumberland's 2,693 properties. About 67% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $0 and $0. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 63% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 79 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Cumberland its character.
What Cumberland Property Intelligence Means for Professionals
Insurance & Underwriting
Cumberland's fire protection grade distribution (17 Grade A, 733 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Cumberland's 7 property types, spanning construction from 1720 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 1% of Cumberland properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Cumberland property intelligence.
2,693 Cumberland properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/cumberland-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.