Gray, ME
Cumberland County43.8861°N, 70.3304°W
Tracking 4,873 properties across Gray, Maine — a community where the median home dates to 1987 and the oldest to 1750. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,873
Properties Tracked
1987
Median Year Built
$418K
Median Assessed Value
3%
FEMA Flood Zone
1.14M
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Gray, MEInc. 1778
Gray is a suburban-rural town along the Maine Turnpike north of Portland, with a housing stock of single-family homes and the commercial activity along Route 26. The town has grown with the Turnpike corridor.
For property professionals, Gray is a moderate market with highway-driven growth and a housing stock transitioning from rural to suburban.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
145 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,728
AE
120
A
25
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
12
Grade B
414
Grade C
674
Grade D
1,388
Grade E
2,385
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
70 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
4,873 properties · Median year built 1987 · Avg 1,323 sf
Property Types
Single Family
3,168
Other
1,097
Institutional
489
Industrial
48
Agricultural / Open Space
39
Commercial
24
Two-Family
6
Mixed Use
1
Three-Family
1
Construction by Era
Pre-1800
9
1800-1849
33
1850-1899
52
1900-1949
330
1950-1979
872
1980-1999
934
2000+
1,008
Living in Gray
Cumberland County · Maine
Zip Codes0403904062040710409704260
8,269
Population
2020 Census
4,873
Properties
$418K
Median Assessed
20%
Owner-Occupied
43.3
Square Miles
Gray covers 43.3 square miles in Cumberland County, Maine. The median assessed property value is $418K.
Single-family homes account for 3,168 of Gray's 4,873 properties. There are 24 commercial properties. About 20% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $291K and $552K, with the highest assessed property at $8.5M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 22% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 264 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Gray its character.
What Gray Property Intelligence Means for Professionals
Insurance & Underwriting
Gray's fire protection grade distribution (12 Grade A, 414 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Gray's 9 property types, spanning construction from 1750 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Gray properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Gray property intelligence.
4,873 Gray properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/gray-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.