Naples, ME
Cumberland County43.9695°N, 70.6051°W
Tracking 4,075 properties across Naples, Maine — a community where the median home dates to 2009 and the oldest to 1778. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,075
Properties Tracked
2009
Median Year Built
$237K
Median Assessed Value
7%
FEMA Flood Zone
947,398
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Naples, MEInc. 1790
Naples is a lakes-region town at the northern end of Sebago Lake and the southern end of Long Lake, with a summer-resort character and a housing stock that mixes seasonal cottages with year-round residential properties. The causeway between the lakes is the town's most distinctive feature.
For property professionals, Naples is a moderate-to-upper lakes market where waterfront position drives premiums and the seasonal economy shapes demand.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
294 properties (7%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
3,781
AE
277
A
17
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade C
127
Grade D
808
Grade E
3,140
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
80 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
4,075 properties · Median year built 2009 · Avg 1,029 sf
Property Types
Single Family
1,961
Other
1,612
Institutional
424
Industrial
54
Agricultural / Open Space
12
Commercial
12
Construction by Era
Pre-1800
1
1850-1899
2
1900-1949
8
1950-1979
20
1980-1999
38
2000+
246
Market Activity
Recorded transactions from Cumberland County Registry of Deeds
28%
Owner-Occupied
32%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 60% of Naples properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Naples
Cumberland County · Maine
Zip Codes040290405504270
3,925
Population
2020 Census
4,075
Properties
$237K
Median Assessed
28%
Owner-Occupied
31.8
Square Miles
Naples covers 31.8 square miles in Cumberland County, Maine. The median assessed property value is $237K.
Single-family homes account for 1,961 of Naples's 4,075 properties. About 28% of properties are owner-occupied, and 32% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $92K and $419K, with the highest assessed property at $12.8M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 2% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 135 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Naples its character.
What Naples Property Intelligence Means for Professionals
Insurance & Underwriting
Naples's fire protection grade distribution (127 Grade C, 808 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Naples's 6 property types, spanning construction from 1778 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 7% of Naples properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Naples property intelligence.
4,075 Naples properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/naples-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.