Scarborough, ME
Tracking 9,354 properties across Scarborough, Maine — a community where the median home dates to 1986 and the oldest to 1728. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Scarborough, MEInc. 1635
Scarborough is a large, growing suburban town south of Portland, with a long stretch of Atlantic coastline — including Scarborough Beach, Pine Point, and Prouts Neck. The town has seen significant residential and commercial development along the Route 1 and Payne Road corridors. The Scarborough Marsh, the largest salt marsh in Maine, creates environmental features and constraints.
For property professionals, Scarborough is a diverse, growing market with coastal flood exposure along the beach and marsh areas, significant commercial development, and a residential stock that includes everything from oceanfront homes to new subdivisions. The marsh creates extensive environmental constraints that affect development and assessment.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,116 properties (12%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Coastal & Water Exposure
4,727 properties (51%) are within 3 miles of the ocean. 2,378 are classified as waterfront. The closest property is 1 ft from the coastline.
The Property Landscape
9,354 properties · Median year built 1986 · Avg 2,228 sf
Property Types
Construction by Era
Market Activity
Recorded transactions from Cumberland County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 71% of Scarborough properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Scarborough
Cumberland County · Maine
Scarborough covers 47.8 square miles in Cumberland County, Maine. The median assessed property value is $286K.
Single-family homes account for 1,116 of Scarborough's 9,354 properties. There are 911 commercial properties. About 81% of properties are owner-occupied, and 10% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $196K and $399K, with the highest assessed property at $47.1M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
58% of properties are on municipal sewer, with the remainder on private septic systems, and 68% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 695 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Scarborough its character.
What Scarborough Property Intelligence Means for Professionals
Insurance & Underwriting
With 12% of properties in FEMA flood zones and 51% in the coastal zone, Scarborough concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Scarborough's 8 property types, spanning construction from 1728 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 12% of Scarborough properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Scarborough property intelligence.
9,354 Scarborough properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/scarborough-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.