Falmouth, ME
Cumberland County43.7220°N, 70.2327°W
Tracking 5,451 properties across Falmouth, Maine — a community where the median home dates to 1977. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
5,451
Properties Tracked
1977
Median Year Built
$335K
Median Assessed Value
2%
FEMA Flood Zone
1.31M
NEP Data Facts Tracked
0%
Coastal Zone
Click any parcel to view intelligence
Falmouth, MEInc. 1718
Falmouth is an affluent suburban town immediately north of Portland along I-95, with a housing stock of single-family homes and the commercial development along Route 1. The Presumpscot River and several coves along Casco Bay provide waterfront properties and coastal features.
For property professionals, Falmouth is a premium Portland-area market with coastal and river waterfront, strong schools, and a housing stock that reflects its position as one of Maine's most desirable communities.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
95 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
5,356
AE
42
VE
29
A
24
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,259
Grade B
1,737
Grade C
1,428
Grade D
715
Grade E
312
Coastal & Water Exposure
4 properties (0%) are within 3 miles of the ocean. 884 are classified as waterfront. The closest property is 2.8 mi from the coastline.
224
SLR 1 ft
Properties affected
248
SLR 3 ft
Properties affected
264
SLR 6 ft
Properties affected
238
Surge Exposure
Cat 1/2/3/4
260
Pond
Waterfront
201
Estuary
Waterfront
116
Marine
Waterfront
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
60 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
5,451 properties · Median year built 1977 · Avg 1,224 sf
Property Types
Single Family
4,248
Institutional
769
Other
215
Industrial
112
Agricultural / Open Space
73
Commercial
34
Construction by Era
1800-1849
53
1850-1899
104
1900-1949
532
1950-1979
692
1980-1999
806
2000+
453
Living in Falmouth
Cumberland County · Maine
Zip Codes04021040620410304105
12,444
Population
2020 Census
5,451
Properties
$335K
Median Assessed
64%
Owner-Occupied
29.4
Square Miles
Falmouth covers 29.4 square miles in Cumberland County, Maine. The median assessed property value is $335K.
Single-family homes account for 4,248 of Falmouth's 5,451 properties. There are 34 commercial properties. About 64% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $220K and $500K, with the highest assessed property at $22.5M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Falmouth (85%) is on municipal sewer, and 77% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 366 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Falmouth its character.
What Falmouth Property Intelligence Means for Professionals
Insurance & Underwriting
With 2% of properties in FEMA flood zones and 0% in the coastal zone, Falmouth concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Falmouth's 6 property types, spanning construction from 1800 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Falmouth properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Falmouth property intelligence.
5,451 Falmouth properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/falmouth-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.