Westfield, MA
Hampden County42.1205°N, 72.7489°W
Tracking 14,094 properties across Westfield, Massachusetts — a community where the median home dates to 1964 and the oldest to 1680. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
14,094
Properties Tracked
1964
Median Year Built
$286K
Median Assessed Value
4%
FEMA Flood Zone
4.08M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Westfield, MAInc. 1660
Westfield is a mid-sized city on the Westfield River, with a diversified economic base that includes Barnes Airport (Westfield-Barnes Regional Airport), Westfield State University, and the commercial corridors along Routes 10/202 and Route 20. The city's housing stock mixes the older, denser neighborhoods near the downtown with suburban development in the southern and western sections.
For property professionals, Westfield is the second-largest market in Hampden County after Springfield, with enough scale and property diversity to require neighborhood-level analysis. The Westfield River creates flood exposure, and the airport and university add institutional land use considerations.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
523 properties (4%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
13,571
AE
462
A
61
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,237
Grade B
5,548
Grade C
5,205
Grade D
1,336
Grade E
768
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
14,094 properties · Median year built 1964 · Avg 2,512 sf
Property Types
Single Family
9,554
Multi-Family
1,303
Vacant Land
694
Two-Family
666
Institutional
664
Commercial
540
Industrial
172
Agricultural / Open Space
162
Condominium
150
Mixed Use
71
Construction by Era
Pre-1800
60
1800-1849
141
1850-1899
761
1900-1949
2,700
1950-1979
5,244
1980-1999
2,547
2000+
1,138
Architectural Styles
Ranch
2,825
Colonial
2,243
Conventional
1,985
Cape Cod
1,629
Vacant Land
888
Multi-Family
850
Contemporary
816
Townhouse
571
Market Activity
Recorded transactions from Hampden County Registry of Deeds
183
Sales (12 mo)
Arms-length transactions
$375K
Median Sale Price
Past 12 months
66%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Westfield properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Westfield
Hampden County · Massachusetts
Zip Codes0104001085
40,834
Population
2020 Census
14,094
Properties
$286K
Median Assessed
66%
Owner-Occupied
47.3
Square Miles
Westfield covers 47.3 square miles in Hampden County, Massachusetts. The median assessed property value is $286K.
Single-family homes account for 9,554 of Westfield's 14,094 properties, with 150 condominiums and 1,974 multi-family buildings. There are 540 commercial properties and 694 parcels of vacant land. About 66% of properties are owner-occupied, and 2% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $236K and $363K, with the highest assessed property at $54.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Westfield (82%) is on municipal sewer, and 94% have public water service. Electric service is provided by CITY OF WESTFIELD - (MA). 1,305 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Westfield its character. 114 properties have swimming pools.
What Westfield Property Intelligence Means for Professionals
Insurance & Underwriting
Westfield's fire protection grade distribution (1,237 Grade A, 5,548 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Westfield's 10 property types, spanning construction from 1680 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 4% of Westfield properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Westfield property intelligence.
14,094 Westfield properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/westfield-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.