Southwick, MA
Tracking 4,532 properties across Southwick, Massachusetts — a community where the median home dates to 1975 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Southwick, MAInc. 1770
Southwick is a suburban-rural town on the Connecticut border, with a distinctive geography — Congamond Lakes, a chain of three lakes on the state line, creates the town's most prominent feature. The lake properties and surrounding neighborhoods give Southwick a recreational character, while the agricultural areas in the south and west maintain rural land use.
For property professionals, Southwick's lake properties command premiums and create a waterfront sub-market within an otherwise moderate rural-suburban community. The Connecticut border creates cross-state market dynamics.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
104 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
The Property Landscape
4,532 properties · Median year built 1975 · Avg 1,808 sf
Property Types
Construction by Era
Architectural Styles
Market Activity
Recorded transactions from Hampden County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Southwick properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Southwick
Hampden County · Massachusetts
Southwick covers 31.6 square miles in Hampden County, Massachusetts. The median assessed property value is $307K.
Single-family homes account for 3,300 of Southwick's 4,532 properties and 476 multi-family buildings. There are 120 commercial properties and 370 parcels of vacant land. About 60% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $222K and $440K, with the highest assessed property at $16.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
21% of properties are on municipal sewer, with the remainder on private septic systems, and 61% have public water service. Electric service is provided by NSTAR ELECTRIC COMPANY. 478 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Southwick its character.
What Southwick Property Intelligence Means for Professionals
Insurance & Underwriting
Southwick's fire protection grade distribution (134 Grade A, 568 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Southwick's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Southwick properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Southwick property intelligence.
4,532 Southwick properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/southwick-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.