Southwick, MA
Hampden County42.0548°N, 72.7704°W
Tracking 4,532 properties across Southwick, Massachusetts — a community where the median home dates to 1975 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,532
Properties Tracked
1975
Median Year Built
$307K
Median Assessed Value
2%
FEMA Flood Zone
1.30M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Southwick, MAInc. 1770
Southwick is a suburban-rural town on the Connecticut border, with a distinctive geography — Congamond Lakes, a chain of three lakes on the state line, creates the town's most prominent feature. The lake properties and surrounding neighborhoods give Southwick a recreational character, while the agricultural areas in the south and west maintain rural land use.
For property professionals, Southwick's lake properties command premiums and create a waterfront sub-market within an otherwise moderate rural-suburban community. The Connecticut border creates cross-state market dynamics.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
104 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,428
AE
81
A
23
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
134
Grade B
568
Grade C
1,452
Grade D
873
Grade E
1,505
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
4,532 properties · Median year built 1975 · Avg 1,808 sf
Property Types
Single Family
3,300
Vacant Land
370
Two-Family
254
Multi-Family
221
Commercial
120
Institutional
116
Industrial
81
Mixed Use
32
Other
26
Condominium
6
Construction by Era
Pre-1800
15
1800-1849
44
1850-1899
31
1900-1949
659
1950-1979
1,364
1980-1999
1,059
2000+
736
Architectural Styles
Ranch
880
Colonial
861
Cape Cod
515
Vacant Land
496
Bungalow
242
Conventional
232
Contemporary
156
Raised Ranch
152
Market Activity
Recorded transactions from Hampden County Registry of Deeds
61
Sales (12 mo)
Arms-length transactions
$431K
Median Sale Price
Past 12 months
60%
Owner-Occupied
5%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Southwick properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Southwick
Hampden County · Massachusetts
Zip Codes0107501077
9,232
Population
2020 Census
4,532
Properties
$307K
Median Assessed
60%
Owner-Occupied
31.6
Square Miles
Southwick covers 31.6 square miles in Hampden County, Massachusetts. The median assessed property value is $307K.
Single-family homes account for 3,300 of Southwick's 4,532 properties and 476 multi-family buildings. There are 120 commercial properties and 370 parcels of vacant land. About 60% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $222K and $440K, with the highest assessed property at $16.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
21% of properties are on municipal sewer, with the remainder on private septic systems, and 61% have public water service. Electric service is provided by NSTAR ELECTRIC COMPANY. 478 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Southwick its character.
What Southwick Property Intelligence Means for Professionals
Insurance & Underwriting
Southwick's fire protection grade distribution (134 Grade A, 568 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Southwick's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Southwick properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Southwick property intelligence.
4,532 Southwick properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/southwick-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.