Holyoke, MA
Hampden County42.2071°N, 72.6076°W
Tracking 10,512 properties across Holyoke, Massachusetts — a community where the median home dates to 1940 and the oldest to 1760. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
10,512
Properties Tracked
1940
Median Year Built
$205K
Median Assessed Value
1%
FEMA Flood Zone
3.05M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Holyoke, MAInc. 1850
Holyoke is a planned industrial city on the Connecticut River, built in the 1840s around a dam and canal system designed to power paper and textile mills. The city's canal system — the most complete surviving example of a planned industrial waterpower network in America — and the massive brick mill buildings define the built environment. Holyoke's economic decline from its industrial peak left a legacy of underutilized buildings and challenged neighborhoods.
For property professionals, Holyoke is an affordable urban market with significant redevelopment potential. The mill buildings offer adaptive reuse opportunities, and the dense multi-family housing stock requires careful condition assessment. The Connecticut River creates flood zone exposure, and the industrial heritage brings environmental screening considerations for some parcels. Mount Tom, on the city's western edge, provides dramatic topographic relief.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
124 properties (1%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
10,388
AE
107
A
17
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,821
Grade B
6,959
Grade C
1,195
Grade D
268
Grade E
269
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
10,512 properties · Median year built 1940 · Avg 3,834 sf
Property Types
Single Family
5,336
Multi-Family
1,959
Institutional
948
Vacant Land
741
Commercial
664
Two-Family
245
Condominium
239
Industrial
220
Mixed Use
110
Residential Other
26
Construction by Era
Pre-1800
4
1800-1849
43
1850-1899
930
1900-1949
3,722
1950-1979
2,813
1980-1999
835
2000+
367
Architectural Styles
Ranch
1,826
Multi-Family
1,576
Old Style
1,184
Colonial
1,019
Cape Cod
635
Condominium
483
Townhouse
188
Split Entry
187
Market Activity
Recorded transactions from Hampden County Registry of Deeds
187
Sales (12 mo)
Arms-length transactions
$327K
Median Sale Price
Past 12 months
57%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Holyoke properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
50,751 municipal building permits on file · 69% of properties
NE Provenance tracks 50,751 building permits across 7,238 Holyoke properties — 69% coverage. 3,496 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
50,751
Permits on File
69%
Coverage
Properties with permits
3,496
Active (5yr)
Recent permit activity
83%
Condition Rated
NEP assessment
Living in Holyoke
Hampden County · Massachusetts
Zip Codes01040
38,238
Population
2020 Census
10,512
Properties
$205K
Median Assessed
57%
Owner-Occupied
22.8
Square Miles
Holyoke covers 22.8 square miles in Hampden County, Massachusetts. The median assessed property value is $205K.
Single-family homes account for 5,336 of Holyoke's 10,512 properties, with 239 condominiums and 2,204 multi-family buildings. There are 664 commercial properties and 741 parcels of vacant land. About 57% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $133K and $264K, with the highest assessed property at $116.9M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Holyoke (89%) is on municipal sewer, and 95% have public water service. Electric service is provided by CITY OF HOLYOKE - (MA). 956 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Holyoke its character. 541 properties have swimming pools.
Environmental note: Holyoke has an average EPA lead paint indicator at the 69th percentile nationally, consistent with 977 properties built before 1900 when lead paint was standard. 6,760 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Holyoke Property Intelligence Means for Professionals
Insurance & Underwriting
Holyoke's fire protection grade distribution (1,821 Grade A, 6,959 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Holyoke's 10 property types, spanning construction from 1760 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 1% of Holyoke properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
50,751 permits across 69% of properties means most Holyoke inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Holyoke property intelligence.
10,512 Holyoke properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/holyoke-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.