Palmer, MA
Hampden County42.1574°N, 72.3300°W
Tracking 5,203 properties across Palmer, Massachusetts — a community where the median home dates to 1960 and the oldest to 1624. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
5,203
Properties Tracked
1960
Median Year Built
$216K
Median Assessed Value
3%
FEMA Flood Zone
1.46M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Palmer, MAInc. 1727
Palmer is a town at the junction of the Massachusetts Turnpike, Route 20, and Route 32, with four distinct villages — Palmer Center, Three Rivers, Bondsville, and Thorndike — each with its own character. The Quaboag, Ware, and Swift Rivers converge in Palmer, making it one of the most flood-prone communities in western Massachusetts.
For property professionals, Palmer's river confluence creates extensive flood zone exposure that is the defining risk factor for a significant share of properties. The four-village structure and the highway junction create more variety in property type and assessed values than a town of this size would typically have.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
136 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
5,065
AE
135
NOT DIGITIZED
2
A
1
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
688
Grade B
1,265
Grade C
914
Grade D
1,145
Grade E
1,191
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
5,203 properties · Median year built 1960 · Avg 1,863 sf
Property Types
Single Family
2,791
Vacant Land
835
Multi-Family
577
Institutional
255
Commercial
230
Two-Family
165
Industrial
130
Three-Family
91
Mixed Use
36
Condominium
31
Construction by Era
Pre-1800
22
1800-1849
56
1850-1899
400
1900-1949
991
1950-1979
1,243
1980-1999
825
2000+
407
Architectural Styles
Vacant Land
977
Ranch
935
Cape Cod
659
Conventional
497
Multi-Family
491
Colonial
409
Condominium
200
Municipal Government
120
Market Activity
Recorded transactions from Hampden County Registry of Deeds
74
Sales (12 mo)
Arms-length transactions
$319K
Median Sale Price
Past 12 months
43%
Owner-Occupied
5%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 100% of Palmer properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Palmer
Hampden County · Massachusetts
Zip Codes0001001007010090101001069010790108001082010830109201095
12,448
Population
2020 Census
5,203
Properties
$216K
Median Assessed
43%
Owner-Occupied
32.0
Square Miles
Palmer covers 32.0 square miles in Hampden County, Massachusetts. The median assessed property value is $216K.
Single-family homes account for 2,791 of Palmer's 5,203 properties and 833 multi-family buildings. There are 230 commercial properties and 835 parcels of vacant land. About 43% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $92K and $293K, with the highest assessed property at $23.7M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
56% of properties are on municipal sewer, with the remainder on private septic systems, and 51% have public water service. 358 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Palmer its character.
What Palmer Property Intelligence Means for Professionals
Insurance & Underwriting
Palmer's fire protection grade distribution (688 Grade A, 1,265 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Palmer's 10 property types, spanning construction from 1624 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Palmer properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Palmer property intelligence.
5,203 Palmer properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/palmer-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.