Westbrook, CT
Lower Connecticut River Valley41.2860°N, 72.4488°W
Tracking 4,582 properties across Westbrook, Connecticut — a community where the median home dates to 1975 and the oldest to 1651. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,582
Properties Tracked
1975
Median Year Built
$353K
Median Assessed Value
35%
FEMA Flood Zone
1.20M
NEP Data Facts Tracked
89%
Coastal Zone
Click any parcel to view intelligence
Westbrook, CTInc. 1840
Westbrook is a small shoreline town on Long Island Sound between Old Saybrook and Clinton, with beach-area residential properties, a compact village center, and the Westbrook Outlets. The town has a summer-resort character, with seasonal cottages alongside year-round homes.
For property professionals, Westbrook is a moderate shoreline market with coastal flood exposure, seasonal dynamics, and the commercial presence of the outlet shopping area.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,601 properties (35%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,981
AE
1,238
VE
268
A
95
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
6
Grade B
622
Grade C
2,471
Grade D
1,181
Grade E
302
Coastal & Water Exposure
4,089 properties (89%) are within 3 miles of the ocean. 1,833 are classified as waterfront. The closest property is 0 ft from the coastline.
636
SLR 1 ft
Properties affected
897
SLR 3 ft
Properties affected
1,326
SLR 6 ft
Properties affected
2,279
Surge Exposure
Cat 1/2/3/4
1,008
Estuary
Waterfront
183
Pond
Waterfront
17
Lake
Waterfront
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
4,582 properties · Median year built 1975 · Avg 1,810 sf
Property Types
Single Family
3,128
Residential Other
365
Other
346
Institutional
204
Commercial
121
Condominium
105
Agricultural / Open Space
88
Vacant Land
57
Multi-Family
55
Two-Family
55
Construction by Era
Pre-1800
56
1800-1849
45
1850-1899
109
1900-1949
684
1950-1979
1,402
1980-1999
671
2000+
1,252
Architectural Styles
Colonial
853
Ranch
597
Cape Cod
551
Vacant Land
389
Cottage
300
Conventional
224
Raised Ranch
200
US Government
134
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
62%
Owner-Occupied
8%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 92% of Westbrook properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Westbrook
Lower Connecticut River Valley · Connecticut
Zip Codes06498
6,769
Population
2020 Census
4,582
Properties
$353K
Median Assessed
62%
Owner-Occupied
15.8
Square Miles
Westbrook covers 15.8 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $353K.
Single-family homes account for 3,128 of Westbrook's 4,582 properties, with 105 condominiums and 123 multi-family buildings. There are 121 commercial properties and 57 parcels of vacant land. About 62% of properties are owner-occupied, and 8% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $233K and $495K, with the highest assessed property at $41.1M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 72% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 898 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Westbrook its character.
What Westbrook Property Intelligence Means for Professionals
Insurance & Underwriting
With 35% of properties in FEMA flood zones and 89% in the coastal zone, Westbrook concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Westbrook's 10 property types, spanning construction from 1651 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 35% of Westbrook properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Westbrook property intelligence.
4,582 Westbrook properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/westbrook-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.