Haddam, CT
Lower Connecticut River Valley41.4803°N, 72.5161°W
Tracking 4,195 properties across Haddam, Connecticut — a community where the median home dates to 1973 and the oldest to 1650. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,195
Properties Tracked
1973
Median Year Built
$263K
Median Assessed Value
11%
FEMA Flood Zone
1.09M
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Haddam, CTInc. 1668
Haddam is a large, rural town on the Connecticut River, with the village of Higganum as its primary center. The town's river frontage and wooded hillsides create a scenic landscape with dispersed residential development.
For property professionals, Haddam is a moderate, rural market with river flood exposure and a housing stock that spans from village homes to rural properties on larger lots.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
441 properties (11%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
3,754
AE
363
A
78
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade C
125
Grade D
2,234
Grade E
1,836
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
4,195 properties · Median year built 1973 · Avg 1,790 sf
Property Types
Residential Other
3,042
Vacant Land
491
Institutional
276
Other
207
Commercial
124
Single Family
36
Industrial
15
Mixed Use
3
Two-Family
1
Construction by Era
Pre-1800
139
1800-1849
106
1850-1899
136
1900-1949
371
1950-1979
1,147
1980-1999
709
2000+
670
Architectural Styles
Colonial
890
Ranch
620
Cape Cod
588
Conventional
222
Contemporary
221
Antique
188
Raised Ranch
139
Split Level
52
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
62%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 73% of Haddam properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Haddam
Lower Connecticut River Valley · Connecticut
Zip Codes064240643806441
8,452
Population
2020 Census
4,195
Properties
$263K
Median Assessed
62%
Owner-Occupied
43.9
Square Miles
Haddam covers 43.9 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $263K.
Single-family homes account for 36 of Haddam's 4,195 properties. There are 124 commercial properties and 491 parcels of vacant land. About 62% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $184K and $353K, with the highest assessed property at $36.6M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 0% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 399 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Haddam its character.
What Haddam Property Intelligence Means for Professionals
Insurance & Underwriting
Haddam's fire protection grade distribution (125 Grade C, 2,234 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Haddam's 9 property types, spanning construction from 1650 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 11% of Haddam properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Haddam property intelligence.
4,195 Haddam properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/haddam-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.