Middlefield, CT
Lower Connecticut River Valley41.5165°N, 72.7121°W
Tracking 1,935 properties across Middlefield, Connecticut — a community where the median home dates to 1960 and the oldest to 1715. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
1,935
Properties Tracked
1960
Median Year Built
$265K
Median Assessed Value
4%
FEMA Flood Zone
506,608
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Middlefield, CTInc. 1866
Middlefield is a small, residential town between Middletown and Durham, with a housing stock of single-family homes and a quiet suburban-rural character. Powder Ridge ski area is in the town.
For property professionals, Middlefield is a small, moderate market with limited commercial activity and a consistent residential character.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
74 properties (4%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
1,861
AE
74
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade B
111
Grade C
208
Grade D
1,421
Grade E
195
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
1,935 properties · Median year built 1960 · Avg 1,792 sf
Property Types
Single Family
1,276
Vacant Land
177
Institutional
135
Agricultural / Open Space
64
Commercial
58
Industrial
56
Condominium
55
Other
50
Multi-Family
25
Two-Family
23
Construction by Era
Pre-1800
16
1800-1849
33
1850-1899
70
1900-1949
324
1950-1979
538
1980-1999
322
2000+
183
Architectural Styles
Ranch
374
Colonial
308
Cape Cod
198
Bungalow
109
Conventional
102
Old Style
74
Contemporary
57
Condominium
55
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
59%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Middlefield properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
2,290 municipal building permits on file · 34% of properties
NE Provenance tracks 2,290 building permits across 661 Middlefield properties — 34% coverage. 614 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
2,290
Permits on File
34%
Coverage
Properties with permits
614
Active (5yr)
Recent permit activity
77%
Condition Rated
NEP assessment
Living in Middlefield
Lower Connecticut River Valley · Connecticut
Zip Codes064500645506481
4,217
Population
2020 Census
1,935
Properties
$265K
Median Assessed
59%
Owner-Occupied
12.7
Square Miles
Middlefield covers 12.7 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $265K.
Single-family homes account for 1,276 of Middlefield's 1,935 properties. There are 58 commercial properties and 177 parcels of vacant land. About 59% of properties are owner-occupied, and 2% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $190K and $378K, with the highest assessed property at $7.6M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
21% of properties are on municipal sewer, with the remainder on private septic systems, and 12% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 434 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Middlefield its character.
What Middlefield Property Intelligence Means for Professionals
Insurance & Underwriting
Middlefield's fire protection grade distribution (111 Grade B, 208 Grade C) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Middlefield's 10 property types, spanning construction from 1715 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 4% of Middlefield properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
2,290 permits across 34% of properties means most Middlefield inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Middlefield property intelligence.
1,935 Middlefield properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/middlefield-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.