Chester, CT
Lower Connecticut River Valley41.4032°N, 72.4509°W
Tracking 1,824 properties across Chester, Connecticut — a community where the median home dates to 1965 and the oldest to 1672. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
1,824
Properties Tracked
1965
Median Year Built
$366K
Median Assessed Value
16%
FEMA Flood Zone
489,156
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Chester, CTInc. 1836
Chester is a small, scenic town on the Connecticut River, with a well-regarded village center of shops, restaurants, and galleries. The town has an artistic character and a housing stock that mixes historic river-village homes with wooded rural properties.
For property professionals, Chester is a small, moderate-to-upper market where the village charm and river setting create property premiums.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
294 properties (16%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
1,530
AE
266
A
28
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
96
Grade B
402
Grade C
278
Grade D
538
Grade E
510
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
1,824 properties · Median year built 1965 · Avg 1,945 sf
Property Types
Residential Other
1,372
Vacant Land
256
Commercial
105
Other
33
Industrial
28
Single Family
20
Mixed Use
9
Institutional
1
Construction by Era
Pre-1800
6
1800-1849
71
1850-1899
122
1900-1949
321
1950-1979
433
1980-1999
383
2000+
179
Architectural Styles
Colonial
386
Cape Cod
328
Ranch
266
Contemporary
79
Conventional
51
Bungalow
49
Farm House
45
Raised Ranch
33
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
71%
Owner-Occupied
4%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 88% of Chester properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Chester
Lower Connecticut River Valley · Connecticut
Zip Codes06412
3,749
Population
2020 Census
1,824
Properties
$366K
Median Assessed
71%
Owner-Occupied
16.1
Square Miles
Chester covers 16.1 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $366K.
Single-family homes account for 20 of Chester's 1,824 properties. There are 105 commercial properties and 256 parcels of vacant land. About 71% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $258K and $513K, with the highest assessed property at $14.8M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 42% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 538 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Chester its character.
What Chester Property Intelligence Means for Professionals
Insurance & Underwriting
Chester's fire protection grade distribution (96 Grade A, 402 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Chester's 8 property types, spanning construction from 1672 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 16% of Chester properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Chester property intelligence.
1,824 Chester properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/chester-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.