Middletown, CT
Lower Connecticut River Valley41.5623°N, 72.6509°W
Tracking 13,995 properties across Middletown, Connecticut — a community where the median home dates to 1962 and the oldest to 1680. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
13,995
Properties Tracked
1962
Median Year Built
$272K
Median Assessed Value
7%
FEMA Flood Zone
3.79M
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Middletown, CTInc. 1651
Middletown is a small city on the Connecticut River, home to Wesleyan University. The city has a well-defined downtown along Main Street with commercial activity, restaurants, and the cultural life that a liberal arts college brings. The housing stock ranges from the Victorian homes near the university to multi-family neighborhoods to suburban development on the outskirts.
For property professionals, Middletown is the most complex market in the Lower River Valley — the university presence, the Connecticut River flood exposure, the diverse housing stock, and the commercial downtown create a market that requires neighborhood-level assessment.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
967 properties (7%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
13,028
AE
963
A
3
AO
1
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,493
Grade B
6,121
Grade C
4,153
Grade D
1,284
Grade E
944
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
13,995 properties · Median year built 1962 · Avg 3,108 sf
Property Types
Single Family
9,227
Institutional
1,161
Condominium
1,002
Residential Other
826
Commercial
471
Other
442
Industrial
292
Three-Family
174
Agricultural / Open Space
163
Multi-Family
112
Construction by Era
Pre-1800
79
1800-1849
119
1850-1899
514
1900-1949
3,015
1950-1979
4,431
1980-1999
2,373
2000+
1,307
Architectural Styles
Colonial
3,367
Ranch
2,418
Cape Cod
1,758
Multi-Family
1,195
Vacant Land
1,038
Raised Ranch
656
Contemporary
499
Conventional
350
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
73%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Middletown properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Middletown
Lower Connecticut River Valley · Connecticut
Zip Codes060330641606457
47,717
Population
2020 Census
13,995
Properties
$272K
Median Assessed
73%
Owner-Occupied
41.0
Square Miles
Middletown covers 41.0 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $272K.
Single-family homes account for 9,227 of Middletown's 13,995 properties, with 1,002 condominiums and 287 multi-family buildings. There are 471 commercial properties and 55 parcels of vacant land. About 73% of properties are owner-occupied, and 2% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $215K and $366K, with the highest assessed property at $373.7M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
61% of properties are on municipal sewer, with the remainder on private septic systems, and 86% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 3,373 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Middletown its character.
What Middletown Property Intelligence Means for Professionals
Insurance & Underwriting
Middletown's fire protection grade distribution (1,493 Grade A, 6,121 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Middletown's 10 property types, spanning construction from 1680 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 7% of Middletown properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Middletown property intelligence.
13,995 Middletown properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/middletown-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.