Old Saybrook, CT
Lower Connecticut River Valley41.2918°N, 72.3762°W
Tracking 7,037 properties across Old Saybrook, Connecticut — a community where the median home dates to 1964 and the oldest to 1660. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
7,037
Properties Tracked
1964
Median Year Built
$363K
Median Assessed Value
42%
FEMA Flood Zone
1.91M
NEP Data Facts Tracked
90%
Coastal Zone
Click any parcel to view intelligence
Old Saybrook, CTInc. 1738
Old Saybrook sits at the mouth of the Connecticut River on Long Island Sound, with a well-defined Main Street, beach communities, and a commercial center that serves the surrounding shoreline towns. The town's position at the river mouth creates extensive waterfront properties along both the river and the Sound.
For property professionals, Old Saybrook is a moderate-to-upper shoreline market with significant coastal and river flood exposure. The beach-area properties face direct Sound exposure, and the river frontage brings tidal and storm flooding considerations.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
2,939 properties (42%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,097
AE
2,429
VE
489
AO
11
A
10
NOT DIGITIZED
1
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
4
Grade B
731
Grade C
4,577
Grade D
817
Grade E
908
Coastal & Water Exposure
6,313 properties (90%) are within 3 miles of the ocean. 2,919 are classified as waterfront. The closest property is 0 ft from the coastline.
1,330
SLR 1 ft
Properties affected
1,919
SLR 3 ft
Properties affected
2,715
SLR 6 ft
Properties affected
4,716
Surge Exposure
Cat 1/2/3/4
2,061
Estuary
Waterfront
174
Pond
Waterfront
5
Lake
Waterfront
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
7,037 properties · Median year built 1964 · Avg 1,981 sf
Property Types
Single Family
4,928
Commercial
512
Condominium
462
Vacant Land
343
Institutional
316
Residential Other
147
Other
87
Multi-Family
75
Industrial
54
Two-Family
45
Construction by Era
Pre-1800
49
1800-1849
48
1850-1899
113
1900-1949
1,114
1950-1979
2,838
1980-1999
1,084
2000+
673
Architectural Styles
Colonial
1,407
Ranch
1,247
Cape Cod
911
Condominium
462
Cottage
305
Contemporary
180
Raised Ranch
173
Split Level
137
Market Activity
Recorded transactions from Lower Connecticut River Valley Registry of Deeds
66%
Owner-Occupied
7%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 94% of Old Saybrook properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
30,916 municipal building permits on file · 67% of properties
NE Provenance tracks 30,916 building permits across 4,722 Old Saybrook properties — 67% coverage. 2,352 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
30,916
Permits on File
67%
Coverage
Properties with permits
2,352
Active (5yr)
Recent permit activity
84%
Condition Rated
NEP assessment
Living in Old Saybrook
Lower Connecticut River Valley · Connecticut
Zip Codes06475
10,481
Population
2020 Census
7,037
Properties
$363K
Median Assessed
66%
Owner-Occupied
15.1
Square Miles
Old Saybrook covers 15.1 square miles in Lower Connecticut River Valley, Connecticut. The median assessed property value is $363K.
Single-family homes account for 4,928 of Old Saybrook's 7,037 properties, with 462 condominiums and 120 multi-family buildings. There are 512 commercial properties and 343 parcels of vacant land. About 66% of properties are owner-occupied, and 7% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $267K and $505K, with the highest assessed property at $30.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 82% have public water service. Electric service is provided by CONNECTICUT LIGHT & POWER CO. 1,675 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Old Saybrook its character. 317 properties have swimming pools.
What Old Saybrook Property Intelligence Means for Professionals
Insurance & Underwriting
With 42% of properties in FEMA flood zones and 90% in the coastal zone, Old Saybrook concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Old Saybrook's 10 property types, spanning construction from 1660 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 42% of Old Saybrook properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
30,916 permits across 67% of properties means most Old Saybrook inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Old Saybrook property intelligence.
7,037 Old Saybrook properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/old-saybrook-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.