Saugus, MA
Essex County42.4648°N, 71.0101°W
Tracking 10,485 properties across Saugus, Massachusetts — a community where the median home dates to 1955 and the oldest to 1635. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
10,485
Properties Tracked
1955
Median Year Built
$584K
Median Assessed Value
18%
FEMA Flood Zone
4.60M
NEP Data Facts Tracked
58%
Coastal Zone
Click any parcel to view intelligence
Saugus, MAInc. 1629
Saugus sits at the southern edge of Essex County, bordering the cities of Lynn, Revere, and Melrose. The Saugus Iron Works — now a National Historic Site — was the first successful ironworks in America, established in 1646, making Saugus a footnote in the country's industrial origin story. Today the town is a suburban community defined largely by Route 1, whose commercial strip of restaurants and retail has been a regional landmark since the mid-20th century.
The housing stock is predominantly single-family homes from the post-war era, with pockets of older construction near the town center and the Saugus River. The river and its marshes create flood zone exposure through the center of town, and the Route 1 corridor brings commercial and environmental considerations for nearby residential properties. For property professionals, Saugus is a straightforward suburban market where the main variables are building condition, flood proximity, and the commercial influence of the highway corridor.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,842 properties (18%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
8,643
AE
1,557
A
285
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,751
Grade B
5,970
Grade C
2,242
Grade D
512
Grade E
10
Coastal & Water Exposure
6,049 properties (58%) are within 3 miles of the ocean. 1,042 are classified as waterfront. The closest property is 2,048 ft from the coastline.
302
SLR 1 ft
Properties affected
577
SLR 3 ft
Properties affected
1,061
SLR 6 ft
Properties affected
1,909
Surge Exposure
Cat 1/2/3/4
467
Estuary
Waterfront
175
Pond
Waterfront
97
Lake
Waterfront
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
10,485 properties · Median year built 1955 · Avg 2,438 sf
Property Types
Single Family
7,240
Multi-Family
661
Vacant Land
587
Institutional
505
Other
410
Commercial
360
Condominium
275
Two-Family
271
Industrial
94
Mixed Use
70
Construction by Era
Pre-1800
21
1800-1849
61
1850-1899
503
1900-1949
3,130
1950-1979
2,976
1980-1999
1,476
2000+
622
Architectural Styles
Old Style
1,722
Colonial
1,485
Ranch
1,303
Cape Cod
1,014
Split Entry
838
Multi-Family
499
Condominium
430
Bungalow
371
Market Activity
Recorded transactions from Essex County Registry of Deeds
138
Sales (12 mo)
Arms-length transactions
$672K
Median Sale Price
Past 12 months
75%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Saugus properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Saugus
Essex County · Massachusetts
Zip Codes01906
28,521
Population
2020 Census
10,485
Properties
$584K
Median Assessed
75%
Owner-Occupied
11.3
Square Miles
Saugus covers 11.3 square miles in Essex County, Massachusetts. The median assessed property value is $584K.
Single-family homes account for 7,240 of Saugus's 10,485 properties, with 275 condominiums and 934 multi-family buildings. There are 360 commercial properties and 587 parcels of vacant land. About 75% of properties are owner-occupied.
Assessed values range widely — the middle 50% of properties fall between $513K and $698K, with the highest assessed property at $140.4M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Saugus (97%) is on municipal sewer, and 94% have public water service. Electric service is provided by National Grid (Massachusetts Electric). 1,332 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Saugus its character.
Environmental note: Saugus has an average EPA lead paint indicator at the 70th percentile nationally, consistent with 585 properties built before 1900 when lead paint was standard.
What Saugus Property Intelligence Means for Professionals
Insurance & Underwriting
With 18% of properties in FEMA flood zones and 58% in the coastal zone, Saugus concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Saugus's 10 property types, spanning construction from 1635 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 18% of Saugus properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Saugus property intelligence.
10,485 Saugus properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/saugus-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.