Haverhill, MA
Tracking 21,675 properties across Haverhill, Massachusetts — a community where the median home dates to 1960 and the oldest to 1670. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Haverhill, MAInc. 1640
Haverhill is the largest city in Essex County by land area, stretching from the Merrimack River north to the New Hampshire border. The city's industrial heritage — primarily shoe manufacturing through the 19th and early 20th centuries — left behind a dense downtown core of brick mill buildings and the surrounding neighborhoods of worker housing, much of it multi-family triple-deckers and two-family homes built between 1880 and 1920.
Beyond the urban core, Haverhill becomes increasingly suburban and then almost rural as you move north and west. The Bradford section on the south bank of the Merrimack has its own distinct character, and the rural precincts in the northern reaches of town include farms, large-lot residential properties, and conservation land. This range — from dense urban housing to rural estates — within a single municipality creates significant variation in assessed values, fire protection grades, and building condition.
The Merrimack River creates substantial flood zone exposure through the center of the city, and the older housing stock in the downtown neighborhoods brings age-related considerations for every property discipline — from lead paint and knob-and-tube wiring for inspectors to replacement cost challenges for underwriters.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
2,391 properties (11%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
The Property Landscape
21,675 properties · Median year built 1960 · Avg 2,710 sf
Property Types
Construction by Era
Architectural Styles
Market Activity
Recorded transactions from Essex County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 94% of Haverhill properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
127,354 municipal building permits on file · 76% of properties
NE Provenance tracks 127,354 building permits across 16,511 Haverhill properties — 76% coverage. 12,911 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
Living in Haverhill
Essex County · Massachusetts
Haverhill covers 35.7 square miles in Essex County, Massachusetts. The median assessed property value is $446K.
Single-family homes account for 10,490 of Haverhill's 21,675 properties, with 2,568 condominiums and 5,063 multi-family buildings. There are 540 commercial properties and 909 parcels of vacant land. About 64% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $353K and $547K, with the highest assessed property at $59.4M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Haverhill (86%) is on municipal sewer. Electric service is provided by National Grid (Massachusetts Electric). 2,088 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Haverhill its character. 657 properties have swimming pools.
Environmental note: Haverhill has an average EPA lead paint indicator at the 64th percentile nationally, consistent with 1,308 properties built before 1900 when lead paint was standard. 11,500 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Haverhill Property Intelligence Means for Professionals
Insurance & Underwriting
Haverhill's fire protection grade distribution (2,712 Grade A, 11,185 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Haverhill's 10 property types, spanning construction from 1670 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 11% of Haverhill properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
127,354 permits across 76% of properties means most Haverhill inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Haverhill property intelligence.
21,675 Haverhill properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/haverhill-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.