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NE Provenance

The authoritative property intelligence platform for New England.

Product

  • Property Search
  • Account
  • Intelligence
  • Pricing
  • Partnerships
  • Local Insights

Company

  • About
  • Contact
  • Privacy Policy
  • Terms of Service
  • Acceptable Use
Solutions
  • Insurance Carriers
  • Underwriting & Modeling
  • Claims & Loss Control
  • Appraisers
  • Home Inspectors
  • Lending
  • Title & Legal
  • Agents & Developers
  • Property Lists
  • Portfolio Intelligence
  • Research & Academic
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© 2026 New England Provenance LLC. All rights reserved.

Property intelligence derived from 140+ data sources. Data, methodologies, and analytics are proprietary.

428 Lafayette Rd., Suite 101, Hampton, NH 03842

[email protected]
Local Insights/Massachusetts

Gloucester, MA

Essex County42.6154°N, 70.6625°W

Tracking 14,457 properties across Gloucester, Massachusetts — a community where the median home dates to 1940 and the oldest to 1645. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.

14,457
Properties Tracked
1940
Median Year Built
$589K
Median Assessed Value
23%
FEMA Flood Zone
6.32M
NEP Data Facts Tracked
100%
Coastal Zone
Click any parcel to view intelligence

Gloucester, MAInc. 1623

Gloucester occupies the eastern end of Cape Ann, surrounded on three sides by the Atlantic Ocean. It is the oldest seaport in America, and its identity as a fishing community runs deep — the Man at the Wheel statue on the harbor is one of the most recognizable images in New England. The city's property landscape is shaped entirely by its geography: a rocky coastline, deep harbor, and the kind of dense, vertical building pattern that develops when a community grows on a peninsula.

The housing stock ranges from the dense multi-family neighborhoods near the harbor and downtown to the grand summer estates along the Eastern Point and Bass Rocks shoreline. Good Harbor Beach, Long Beach, and Wingaersheek Beach create waterfront property concentrations with very different exposure profiles — ocean-facing properties on the outer coast see different storm surge and wind risk than the protected inner harbor neighborhoods.

For property professionals, Gloucester presents concentrated coastal risk — flood zones, storm surge exposure, salt air deterioration, and erosion — combined with a housing stock that includes some of the oldest continuously occupied buildings in the state. The variation in condition, value, and risk within a few blocks makes parcel-level intelligence essential.

Risk Profile

FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel

FEMA Flood Zones

3,277 properties (23%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.

X
11,180
AE
2,248
VE
792
A
237

Fire Protection Grades

Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.

Grade A
1,250
Grade B
6,254
Grade C
5,459
Grade D
1,149
Grade E
345

Coastal & Water Exposure

14,421 properties (100%) are within 3 miles of the ocean. 4,281 are classified as waterfront. The closest property is 0 ft from the coastline.

1,490
SLR 1 ft
Properties affected
1,803
SLR 3 ft
Properties affected
2,374
SLR 6 ft
Properties affected
3,393
Surge Exposure
Cat 1/2/3/4
1,665
Estuary
Waterfront
1,052
Marine
Waterfront
356
Pond
Waterfront
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating

The Property Landscape

14,457 properties · Median year built 1940 · Avg 1,938 sf

Property Types

Single Family
7,234
Multi-Family
2,252
Vacant Land
1,502
Institutional
1,002
Two-Family
755
Condominium
515
Other
498
Commercial
490
Industrial
159
Mixed Use
31

Construction by Era

Pre-1800
112
1800-1849
90
1850-1899
364
1900-1949
5,315
1950-1979
2,356
1980-1999
1,621
2000+
1,358

Architectural Styles

Colonial
3,830
Vacant Land
2,104
Multi-Family
1,733
Condominium
1,203
Ranch
1,203
Cape Cod
803
Raised Ranch
485
Contemporary
391

Market Activity

Recorded transactions from Essex County Registry of Deeds

174
Sales (12 mo)
Arms-length transactions
$702K
Median Sale Price
Past 12 months
51%
Owner-Occupied
5%
Out-of-State Owners

NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Gloucester properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.

Building Permits & Maintenance

56,793 municipal building permits on file · 62% of properties

NE Provenance tracks 56,793 building permits across 8,934 Gloucester properties — 62% coverage. 7,277 properties have permit activity in the last five years.

Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.

56,793
Permits on File
62%
Coverage
Properties with permits
7,277
Active (5yr)
Recent permit activity
78%
Condition Rated
NEP assessment

Living in Gloucester

Essex County · Massachusetts

Zip Codes0193009130
VillagesAnnisquamBass RocksEast GloucesterLanesvilleMagnolia
29,729
Population
2020 Census
14,457
Properties
$589K
Median Assessed
51%
Owner-Occupied
26.7
Square Miles

Gloucester covers 26.7 square miles in Essex County, Massachusetts. The median assessed property value is $589K.

Single-family homes account for 7,234 of Gloucester's 14,457 properties, with 515 condominiums and 3,012 multi-family buildings. There are 490 commercial properties and 1,502 parcels of vacant land. About 51% of properties are owner-occupied, and 5% are owned by someone out of state.

Assessed values range widely — the middle 50% of properties fall between $405K and $874K, with the highest assessed property at $60.7M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.

73% of properties are on municipal sewer, with the remainder on private septic systems, and 90% have public water service. Electric service is provided by National Grid (Massachusetts Electric). 1,664 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Gloucester its character.

Environmental note: Gloucester has an average EPA lead paint indicator at the 75th percentile nationally, consistent with 566 properties built before 1900 when lead paint was standard. 495 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.

What Gloucester Property Intelligence Means for Professionals

Insurance & Underwriting

With 23% of properties in FEMA flood zones and 100% in the coastal zone, Gloucester concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.

Insurance solutions

Real Estate & Appraisal

Gloucester's 10 property types, spanning construction from 1645 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.

Real estate solutions

Lending & Title

Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 23% of Gloucester properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.

Lending solutions

Inspection & Property Services

56,793 permits across 62% of properties means most Gloucester inspection assignments can start with documented renovation and system history, not a blank slate.

Inspection solutions

Explore Gloucester property intelligence.

14,457 Gloucester properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.

Search Gloucester PropertiesFree Professional Trial
Federalist home in Newburyport, MA
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1

Essex County, MA — All Municipalities

AmesburyAndoverBeverlyBoxfordDanversEssexGeorgetownGrovelandHamiltonHaverhillIpswichLawrenceLynnLynnfieldManchester-by-the-seaMarbleheadMerrimacMethuenMiddletonNahantNewburyNewburyportNorth AndoverPeabodyRockportRowleySalemSalisburySaugusSwampscottTopsfieldWenhamWest Newbury
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Cite this data

Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/gloucester-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.