
Tracking 14,457 properties across Gloucester, Massachusetts — a community where the median home dates to 1940 and the oldest to 1645. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Gloucester occupies the eastern end of Cape Ann, surrounded on three sides by the Atlantic Ocean. It is the oldest seaport in America, and its identity as a fishing community runs deep — the Man at the Wheel statue on the harbor is one of the most recognizable images in New England. The city's property landscape is shaped entirely by its geography: a rocky coastline, deep harbor, and the kind of dense, vertical building pattern that develops when a community grows on a peninsula.
The housing stock ranges from the dense multi-family neighborhoods near the harbor and downtown to the grand summer estates along the Eastern Point and Bass Rocks shoreline. Good Harbor Beach, Long Beach, and Wingaersheek Beach create waterfront property concentrations with very different exposure profiles — ocean-facing properties on the outer coast see different storm surge and wind risk than the protected inner harbor neighborhoods.
For property professionals, Gloucester presents concentrated coastal risk — flood zones, storm surge exposure, salt air deterioration, and erosion — combined with a housing stock that includes some of the oldest continuously occupied buildings in the state. The variation in condition, value, and risk within a few blocks makes parcel-level intelligence essential.
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
3,277 properties (23%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
14,421 properties (100%) are within 3 miles of the ocean. 4,281 are classified as waterfront. The closest property is 0 ft from the coastline.
14,457 properties · Median year built 1940 · Avg 1,938 sf
Recorded transactions from Essex County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Gloucester properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
56,793 municipal building permits on file · 62% of properties
NE Provenance tracks 56,793 building permits across 8,934 Gloucester properties — 62% coverage. 7,277 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
Essex County · Massachusetts
Gloucester covers 26.7 square miles in Essex County, Massachusetts. The median assessed property value is $589K.
Single-family homes account for 7,234 of Gloucester's 14,457 properties, with 515 condominiums and 3,012 multi-family buildings. There are 490 commercial properties and 1,502 parcels of vacant land. About 51% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $405K and $874K, with the highest assessed property at $60.7M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
73% of properties are on municipal sewer, with the remainder on private septic systems, and 90% have public water service. Electric service is provided by National Grid (Massachusetts Electric). 1,664 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Gloucester its character.
Environmental note: Gloucester has an average EPA lead paint indicator at the 75th percentile nationally, consistent with 566 properties built before 1900 when lead paint was standard. 495 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
With 23% of properties in FEMA flood zones and 100% in the coastal zone, Gloucester concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsGloucester's 10 property types, spanning construction from 1645 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsCollateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 23% of Gloucester properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutions56,793 permits across 62% of properties means most Gloucester inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutions14,457 Gloucester properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.

Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/gloucester-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.