Georgetown, MA
Essex County42.7246°N, 70.9920°W
Tracking 3,325 properties across Georgetown, Massachusetts — a community where the median home dates to 1972 and the oldest to 1660. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
3,325
Properties Tracked
1972
Median Year Built
$679K
Median Assessed Value
21%
FEMA Flood Zone
1.48M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Georgetown, MAInc. 1639
Georgetown is a small, primarily residential town in the inland part of Essex County, bordered by the Merrimack River communities to the north and the more rural towns of Boxford and Rowley to the east and south. The town's housing stock is predominantly single-family homes, with construction eras ranging from colonial-period farmhouses to modern subdivisions built on former agricultural land.
The town has limited commercial activity, no rail service, and a character that sits between suburban and rural. For property professionals, Georgetown's appeal is its relative affordability compared to the coastal Essex County communities, while still being within commuting distance of the employment centers along Route 128 and I-95. Fire protection coverage, lot sizes, and well/septic configurations vary across the town and affect both insurance and lending decisions at the property level.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
701 properties (21%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,624
A
352
AE
349
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
15
Grade B
1,146
Grade C
1,711
Grade D
382
Grade E
71
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
3,325 properties · Median year built 1972 · Avg 2,433 sf
Property Types
Single Family
2,505
Institutional
216
Vacant Land
159
Multi-Family
82
Two-Family
81
Condominium
80
Industrial
80
Commercial
57
Other
38
Mixed Use
19
Construction by Era
Pre-1800
61
1800-1849
127
1850-1899
169
1900-1949
246
1950-1979
1,042
1980-1999
773
2000+
442
Architectural Styles
Colonial
1,143
Cape Cod
402
Ranch
381
Conventional
249
Raised Ranch
218
Vacant Land
195
Condominium
125
Contemporary
71
Market Activity
Recorded transactions from Essex County Registry of Deeds
70
Sales (12 mo)
Arms-length transactions
$759K
Median Sale Price
Past 12 months
77%
Owner-Occupied
1%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 97% of Georgetown properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
2,985 municipal building permits on file · 34% of properties
NE Provenance tracks 2,985 building permits across 1,138 Georgetown properties — 34% coverage. 1,103 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
2,985
Permits on File
34%
Coverage
Properties with permits
1,103
Active (5yr)
Recent permit activity
86%
Condition Rated
NEP assessment
Living in Georgetown
Essex County · Massachusetts
Zip Codes01833
8,470
Population
2020 Census
3,325
Properties
$679K
Median Assessed
77%
Owner-Occupied
13.2
Square Miles
Georgetown covers 13.2 square miles in Essex County, Massachusetts. The median assessed property value is $679K.
Single-family homes account for 2,505 of Georgetown's 3,325 properties and 163 multi-family buildings. There are 57 commercial properties and 159 parcels of vacant land. About 77% of properties are owner-occupied.
Assessed values range widely — the middle 50% of properties fall between $544K and $851K, with the highest assessed property at $28.1M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 86% have public water service. Electric service is provided by Georgetown Municipal Light Department. 403 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Georgetown its character.
Environmental note: Georgetown has an average EPA lead paint indicator at the 56th percentile nationally, consistent with 357 properties built before 1900 when lead paint was standard.
What Georgetown Property Intelligence Means for Professionals
Insurance & Underwriting
Georgetown's fire protection grade distribution (15 Grade A, 1,146 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Georgetown's 10 property types, spanning construction from 1660 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 21% of Georgetown properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
2,985 permits across 34% of properties means most Georgetown inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Georgetown property intelligence.
3,325 Georgetown properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/georgetown-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.