Hamilton, MA
Essex County42.6362°N, 70.8431°W
Tracking 355 properties across Hamilton, Massachusetts — a community where the median home dates to 1958 and the oldest to 1796. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
355
Properties Tracked
1958
Median Year Built
$39K
Median Assessed Value
45%
FEMA Flood Zone
131,573
NEP Data Facts Tracked
9%
Coastal Zone
Click any parcel to view intelligence
Hamilton, MAInc. 1638
Hamilton and its neighbor Wenham share a school district and a rural, equestrian character that distinguishes them from the more developed North Shore communities. Hamilton's landscape is defined by large lots, horse farms, conservation land, and a village center that remains small and low-key. The housing stock trends toward larger single-family homes, many on multi-acre parcels, with assessed values reflecting the land as much as the structures.
For property professionals, Hamilton's low density creates specific considerations: limited fire hydrant coverage, private wells and septic systems, and long driveways that affect both fire response and property access. The town's proximity to Beverly and the commuter rail makes it attractive to buyers who want space, but the infrastructure profile is rural — a distinction that matters for insurance, lending, and inspection work.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
160 properties (45%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
195
A
94
AE
66
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade B
32
Grade C
108
Grade D
124
Grade E
91
Coastal & Water Exposure
32 properties (9%) are within 3 miles of the ocean. 85 are classified as waterfront. The closest property is 2.2 mi from the coastline.
3
Surge Exposure
Cat 4
29
Lake
Waterfront
19
Pond
Waterfront
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
355 properties · Median year built 1958 · Avg 488 sf
Property Types
Institutional
144
Vacant Land
105
Other
39
Single Family
19
Multi-Family
16
Mixed Use
8
Commercial
8
Condominium
7
Agricultural / Open Space
7
Industrial
1
Construction by Era
Pre-1800
1
1800-1849
2
1850-1899
3
1900-1949
15
1950-1979
8
1980-1999
11
2000+
10
Architectural Styles
Church / Synagogue
66
Government Land
29
Town Forest / Watershed
9
Colonial
7
Condominium
7
Nonprofit / Charitable
6
Nursery / Greenhouse
5
Shelter / Social Service
5
Market Activity
Recorded transactions from Essex County Registry of Deeds
4
Sales (12 mo)
Arms-length transactions
$830K
Median Sale Price
Past 12 months
21%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 80% of Hamilton properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Hamilton
Essex County · Massachusetts
Zip Codes01982
VillagesSouth Hamilton
7,561
Population
2020 Census
355
Properties
$39K
Median Assessed
21%
Owner-Occupied
14.9
Square Miles
Hamilton covers 14.9 square miles in Essex County, Massachusetts. The median assessed property value is $39K.
Single-family homes account for 19 of Hamilton's 355 properties. There are 105 parcels of vacant land. About 21% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $5K and $457K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 65% have public water service. Electric service is provided by National Grid (Massachusetts Electric).
Environmental note: Hamilton has an average EPA lead paint indicator at the 79th percentile nationally, consistent with 6 properties built before 1900 when lead paint was standard. 3 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Hamilton Property Intelligence Means for Professionals
Insurance & Underwriting
With 45% of properties in FEMA flood zones and 9% in the coastal zone, Hamilton concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Hamilton's 10 property types, spanning construction from 1796 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 45% of Hamilton properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Hamilton property intelligence.
355 Hamilton properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/hamilton-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.