Pepperell, MA
Middlesex County42.6650°N, 71.5786°W
Tracking 4,723 properties across Pepperell, Massachusetts — a community where the median home dates to 1981 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
4,723
Properties Tracked
1981
Median Year Built
$428K
Median Assessed Value
5%
FEMA Flood Zone
1.34M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Pepperell, MAInc. 1720
Pepperell is a small town on the Nashua River in northwestern Middlesex County, bordering New Hampshire. The town retains a rural character with a compact village center, surrounding farmland and woodland, and a housing stock that mixes historic homes near the center with newer residential development on larger lots. The Nashua River and its tributaries create flood zone exposure and conservation areas through the town.
For property professionals, Pepperell is a quiet, affordable market at the outer edge of the Boston commuter shed. The town's rural infrastructure — private wells and septic in many areas, limited commercial activity — distinguishes it from the more suburban communities to the east, and the distance from major employment centers keeps assessed values in the lower range for Middlesex County.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
245 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,478
AE
148
A
97
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
601
Grade B
1,454
Grade C
1,716
Grade D
694
Grade E
258
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
4,723 properties · Median year built 1981 · Avg 2,249 sf
Property Types
Single Family
3,253
Condominium
464
Institutional
383
Vacant Land
218
Industrial
116
Multi-Family
111
Commercial
60
Mixed Use
55
Agricultural / Open Space
20
Three-Family
17
Construction by Era
Pre-1800
65
1800-1849
77
1850-1899
287
1900-1949
369
1950-1979
1,188
1980-1999
1,484
2000+
658
Architectural Styles
Colonial
1,487
Cape Cod
400
Split Entry
371
Ranch
369
Condominium
364
Old Style
358
Multi-Family
176
Contemporary
123
Market Activity
Recorded transactions from Middlesex County Registry of Deeds
67%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 100% of Pepperell properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
5,144 municipal building permits on file · 47% of properties
NE Provenance tracks 5,144 building permits across 2,238 Pepperell properties — 47% coverage. 2,238 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
5,144
Permits on File
47%
Coverage
Properties with permits
2,238
Active (5yr)
Recent permit activity
87%
Condition Rated
NEP assessment
Living in Pepperell
Middlesex County · Massachusetts
Zip Codes01463
11,604
Population
2020 Census
4,723
Properties
$428K
Median Assessed
67%
Owner-Occupied
23.2
Square Miles
Pepperell covers 23.2 square miles in Middlesex County, Massachusetts. The median assessed property value is $428K.
Single-family homes account for 3,253 of Pepperell's 4,723 properties, with 464 condominiums and 129 multi-family buildings. There are 60 commercial properties and 218 parcels of vacant land. About 67% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $325K and $529K, with the highest assessed property at $31.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
46% of properties are on municipal sewer, with the remainder on private septic systems, and 89% have public water service. Electric service is provided by MASSACHUSETTS BAY TRANS AUTHORITY. 474 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Pepperell its character.
What Pepperell Property Intelligence Means for Professionals
Insurance & Underwriting
Pepperell's fire protection grade distribution (601 Grade A, 1,454 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Pepperell's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Pepperell properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
5,144 permits across 47% of properties means most Pepperell inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Pepperell property intelligence.
4,723 Pepperell properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/pepperell-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.