Dracut, MA
Middlesex County42.6688°N, 71.3034°W
Tracking 12,175 properties across Dracut, Massachusetts — a community where the median home dates to 1978 and the oldest to 1680. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
12,175
Properties Tracked
1978
Median Year Built
$465K
Median Assessed Value
3%
FEMA Flood Zone
3.40M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Dracut, MAInc. 1653
Dracut is a residential town on the north bank of the Merrimack River, directly north of Lowell and bordering New Hampshire. The town grew as a bedroom community for Lowell's mills and later for the Route 3 and Route 93 employment corridors. The housing stock is predominantly single-family homes from the post-war era, with older village-center homes near the Merrimack and newer development in the northern sections toward the state line.
For property professionals, Dracut is a working-class to middle-class suburban market with moderate assessed values and a housing stock that is relatively consistent in age and type. The Merrimack River creates flood zone exposure along the southern edge, and the town's proximity to Lowell brings some of the urban-edge dynamics — denser development, commercial corridors, and more property type variation — that distinguish it from the quieter towns to the west.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
390 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
11,785
AE
339
A
51
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,280
Grade B
4,750
Grade C
4,755
Grade D
919
Grade E
471
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
50 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
12,175 properties · Median year built 1978 · Avg 1,952 sf
Property Types
Single Family
8,002
Two-Family
2,124
Vacant Land
659
Institutional
428
Multi-Family
404
Commercial
376
Industrial
70
Mixed Use
47
Other
40
Agricultural / Open Space
11
Construction by Era
Pre-1800
14
1800-1849
20
1850-1899
170
1900-1949
1,538
1950-1979
4,001
1980-1999
3,578
2000+
1,680
Architectural Styles
Colonial
3,298
Condominium
2,250
Ranch
1,616
Cape Cod
1,139
Conventional
938
Raised Ranch
727
Multi-Family
319
Church / Synagogue
173
Market Activity
Recorded transactions from Middlesex County Registry of Deeds
4
Sales (12 mo)
Arms-length transactions
$1.0M
Median Sale Price
Past 12 months
66%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 98% of Dracut properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
24,239 municipal building permits on file · 50% of properties
NE Provenance tracks 24,239 building permits across 6,101 Dracut properties — 50% coverage. 4,671 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
24,239
Permits on File
50%
Coverage
Properties with permits
4,671
Active (5yr)
Recent permit activity
90%
Condition Rated
NEP assessment
Living in Dracut
Middlesex County · Massachusetts
Zip Codes01826
32,617
Population
2020 Census
12,175
Properties
$465K
Median Assessed
66%
Owner-Occupied
21.4
Square Miles
Dracut covers 21.4 square miles in Middlesex County, Massachusetts. The median assessed property value is $465K.
Single-family homes account for 8,002 of Dracut's 12,175 properties and 2,529 multi-family buildings. There are 376 commercial properties and 659 parcels of vacant land. About 66% of properties are owner-occupied, and 2% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $345K and $596K, with the highest assessed property at $83.5M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
76% of properties are on municipal sewer, with the remainder on private septic systems, and 87% have public water service. Electric service is provided by MASSACHUSETTS BAY TRANS AUTHORITY. 1,009 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Dracut its character. 370 properties have swimming pools.
What Dracut Property Intelligence Means for Professionals
Insurance & Underwriting
Dracut's fire protection grade distribution (1,280 Grade A, 4,750 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Dracut's 10 property types, spanning construction from 1680 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Dracut properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
24,239 permits across 50% of properties means most Dracut inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Dracut property intelligence.
12,175 Dracut properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/dracut-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.