Ashby, MA
Middlesex County42.6777°N, 71.8198°W
Tracking 1,777 properties across Ashby, Massachusetts — a community where the median home dates to 1972 and the oldest to 1735. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
1,777
Properties Tracked
1972
Median Year Built
$365K
Median Assessed Value
5%
FEMA Flood Zone
477,901
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Ashby, MAInc. 1676
Ashby is a small, rural town in the northwestern corner of Middlesex County, bordering New Hampshire. With fewer than 3,200 residents and a landscape of wooded hills, farms, and conservation land, Ashby is one of the most rural communities in the county. The housing stock is predominantly single-family homes on large lots, with construction spanning from 18th-century farmhouses to modern homes built on subdivided parcels.
For property professionals, Ashby's rural character brings specific considerations: private wells and septic systems on most properties, volunteer fire department coverage, and the longer response times that come with a dispersed population. The town's distance from the employment centers along Route 128 and I-495 keeps assessed values below the county median, making it a different market from the commuter suburbs to the east.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
83 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
1,694
A
83
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade C
22
Grade D
786
Grade E
969
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
60 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
1,777 properties · Median year built 1972 · Avg 1,984 sf
Property Types
Single Family
1,132
Vacant Land
292
Institutional
172
Mixed Use
49
Multi-Family
25
Residential Other
24
Agricultural / Open Space
23
Commercial
21
Condominium
17
Other
11
Construction by Era
Pre-1800
15
1800-1849
52
1850-1899
92
1900-1949
228
1950-1979
330
1980-1999
299
2000+
244
Market Activity
Recorded transactions from Middlesex County Registry of Deeds
57%
Owner-Occupied
5%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 96% of Ashby properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Ashby
Middlesex County · Massachusetts
Zip Codes01431
3,193
Population
2020 Census
1,777
Properties
$365K
Median Assessed
57%
Owner-Occupied
24.1
Square Miles
Ashby covers 24.1 square miles in Middlesex County, Massachusetts. The median assessed property value is $365K.
Single-family homes account for 1,132 of Ashby's 1,777 properties. There are 21 commercial properties and 292 parcels of vacant land. About 57% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $103K and $553K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems. Electric service is provided by MASSACHUSETTS BAY TRANS AUTHORITY. 158 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Ashby its character.
What Ashby Property Intelligence Means for Professionals
Insurance & Underwriting
Ashby's fire protection grade distribution (22 Grade C, 786 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Ashby's 10 property types, spanning construction from 1735 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Ashby properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Ashby property intelligence.
1,777 Ashby properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/ashby-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.