Belmont, MA
Middlesex County42.3959°N, 71.1787°W
Tracking 8,650 properties across Belmont, Massachusetts — a community where the median home dates to 1930 and the oldest to 1601. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
8,650
Properties Tracked
1930
Median Year Built
$1.3M
Median Assessed Value
1%
FEMA Flood Zone
2.50M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Belmont, MAInc. 1636
Belmont is a dense residential suburb immediately west of Cambridge, with a housing stock that reflects its development as a streetcar suburb in the late 1800s and early 1900s. The town's neighborhoods are characterized by close-set single-family homes, many of them colonials and Victorians built between 1880 and 1930, on modest lots with mature tree canopy. Belmont Hill, the town's elevated western section, commands views of the Boston skyline and has historically been the most sought-after area.
For property professionals, Belmont's appeal is its combination of proximity to Cambridge and Boston with a suburban residential character. The housing stock is uniformly old — very little was built after 1960 — which means building condition, systems age, and renovation history are the key variables for every discipline from insurance to lending to appraisal. Assessed values are among the highest in Middlesex County for the property sizes, reflecting location premium rather than lot size or square footage.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
44 properties (1%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
8,606
AE
29
A
15
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,827
Grade B
6,475
Grade C
342
Grade D
6
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
8,650 properties · Median year built 1930 · Avg 7,751 sf
Property Types
Single Family
4,620
Condominium
3,222
Multi-Family
239
Institutional
218
Commercial
199
Residential Other
112
Mixed Use
19
Industrial
12
Vacant Land
7
Agricultural / Open Space
1
Construction by Era
Pre-1800
11
1800-1849
29
1850-1899
361
1900-1949
5,252
1950-1979
1,519
1980-1999
180
2000+
554
Architectural Styles
Colonial
2,665
Old Style
1,928
Condominium
1,789
Cape Cod
348
Ranch
326
Mixed Use
186
Split Level
137
Contemporary
101
Market Activity
Recorded transactions from Middlesex County Registry of Deeds
66%
Owner-Occupied
2%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 100% of Belmont properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Belmont
Middlesex County · Massachusetts
Zip Codes02478
27,295
Population
2020 Census
8,650
Properties
$1.3M
Median Assessed
66%
Owner-Occupied
4.7
Square Miles
Belmont covers 4.7 square miles in Middlesex County, Massachusetts. The median assessed property value is $1.3M.
Single-family homes account for 4,620 of Belmont's 8,650 properties, with 3,222 condominiums and 240 multi-family buildings. There are 199 commercial properties. About 66% of properties are owner-occupied.
Assessed values range widely — the middle 50% of properties fall between $974K and $1.5M, with the highest assessed property at $97.1M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Belmont (100%) is on municipal sewer. Electric service is provided by TOWN OF BELMONT - (MA). 1,053 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Belmont its character.
Environmental note: Belmont has an average EPA lead paint indicator at the 57th percentile nationally, consistent with 401 properties built before 1900 when lead paint was standard. 259 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Belmont Property Intelligence Means for Professionals
Insurance & Underwriting
Belmont's fire protection grade distribution (1,827 Grade A, 6,475 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Belmont's 10 property types, spanning construction from 1601 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 1% of Belmont properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Belmont property intelligence.
8,650 Belmont properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/belmont-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.