Milford, CT
South Central Connecticut41.2222°N, 73.0571°W
Tracking 19,392 properties across Milford, Connecticut — a community where the median home dates to 1955 and the oldest to 1639. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
19,392
Properties Tracked
1955
Median Year Built
$356K
Median Assessed Value
18%
FEMA Flood Zone
5.57M
NEP Data Facts Tracked
94%
Coastal Zone
Click any parcel to view intelligence
Milford, CTInc. 1639
Milford is a suburban city on Long Island Sound with a significant coastline, a well-defined downtown, and a housing stock that ranges from the beachfront neighborhoods to suburban single-family areas inland. The Housatonic River forms the town's western boundary, and I-95 runs through the center.
For property professionals, Milford is a diverse market with coastal exposure, river flood zones, significant commercial property along the highway corridor, and a residential stock spanning waterfront to suburban. The beach communities face flood and storm risk that differs from the inland neighborhoods.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
3,408 properties (18%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
15,984
AE
2,940
VE
468
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
2,299
Grade B
11,090
Grade C
5,909
Grade D
91
Grade E
3
Coastal & Water Exposure
18,224 properties (94%) are within 3 miles of the ocean. 3,661 are classified as waterfront. The closest property is 0 ft from the coastline.
866
SLR 1 ft
Properties affected
1,613
SLR 3 ft
Properties affected
2,797
SLR 6 ft
Properties affected
5,639
Surge Exposure
Cat 1/2/3/4
1,858
Estuary
Waterfront
164
Pond
Waterfront
14
Lake
Waterfront
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
19,392 properties · Median year built 1955 · Avg 2,426 sf
Property Types
Single Family
15,816
Institutional
808
Commercial
733
Vacant Land
634
Two-Family
429
Industrial
352
Multi-Family
196
Condominium
143
Other
136
Three-Family
58
Construction by Era
Pre-1800
55
1800-1849
78
1850-1899
285
1900-1949
6,139
1950-1979
7,206
1980-1999
2,232
2000+
1,613
Architectural Styles
Cape Cod
3,409
Ranch
3,185
Conventional
3,061
Colonial
3,045
Raised Ranch
1,839
Bungalow
702
Multi-Family
502
Split Level
325
Market Activity
Recorded transactions from South Central Connecticut Registry of Deeds
1
Sales (12 mo)
Arms-length transactions
$10K
Median Sale Price
Past 12 months
77%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Milford properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
63,726 municipal building permits on file · 72% of properties
NE Provenance tracks 63,726 building permits across 14,032 Milford properties — 72% coverage. 7,487 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
63,726
Permits on File
72%
Coverage
Properties with permits
7,487
Active (5yr)
Recent permit activity
91%
Condition Rated
NEP assessment
Living in Milford
South Central Connecticut · Connecticut
Zip Codes04660064600646106477
50,558
Population
2020 Census
19,392
Properties
$356K
Median Assessed
77%
Owner-Occupied
22.2
Square Miles
Milford covers 22.2 square miles in South Central Connecticut, Connecticut. The median assessed property value is $356K.
Single-family homes account for 15,816 of Milford's 19,392 properties, with 143 condominiums and 683 multi-family buildings. There are 733 commercial properties and 634 parcels of vacant land. About 77% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $297K and $463K, with the highest assessed property at $100.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Milford (97%) is on municipal sewer. Electric service is provided by UNITED ILLUMINATING CO. 5,405 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Milford its character. 894 properties have swimming pools.
What Milford Property Intelligence Means for Professionals
Insurance & Underwriting
With 18% of properties in FEMA flood zones and 94% in the coastal zone, Milford concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Milford's 10 property types, spanning construction from 1639 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 18% of Milford properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
63,726 permits across 72% of properties means most Milford inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Milford property intelligence.
19,392 Milford properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/milford-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.