Madison, CT
South Central Connecticut41.2794°N, 72.5983°W
Tracking 8,586 properties across Madison, Connecticut — a community where the median home dates to 1974 and the oldest to 1670. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
8,586
Properties Tracked
1974
Median Year Built
$539K
Median Assessed Value
16%
FEMA Flood Zone
2.37M
NEP Data Facts Tracked
63%
Coastal Zone
Click any parcel to view intelligence
Madison, CTInc. 1826
Madison is an affluent shoreline town on Long Island Sound between Guilford and Clinton, with a well-regarded school system and a housing stock that ranges from waterfront homes along the beach to colonial-era properties near the town center to suburban development inland. The town's beach and Hammonasset Beach State Park draw summer visitors.
For property professionals, Madison is a premium shoreline market with coastal flood exposure along the Sound, high assessed values, and the demand dynamics driven by schools and beach access.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,382 properties (16%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
7,204
AE
1,037
VE
236
A
109
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1
Grade B
762
Grade C
3,003
Grade D
2,737
Grade E
2,083
Coastal & Water Exposure
5,436 properties (63%) are within 3 miles of the ocean. 2,097 are classified as waterfront. The closest property is 0 ft from the coastline.
475
SLR 1 ft
Properties affected
675
SLR 3 ft
Properties affected
1,033
SLR 6 ft
Properties affected
2,121
Surge Exposure
Cat 1/2/3/4
831
Estuary
Waterfront
428
Pond
Waterfront
5
River/Stream
Waterfront
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
8,586 properties · Median year built 1974 · Avg 2,273 sf
Property Types
Single Family
6,512
Condominium
816
Institutional
468
Vacant Land
307
Commercial
211
Other
78
Multi-Family
68
Agricultural / Open Space
67
Two-Family
21
Industrial
19
Construction by Era
Pre-1800
78
1800-1849
123
1850-1899
127
1900-1949
964
1950-1979
3,476
1980-1999
2,052
2000+
799
Architectural Styles
Colonial
3,082
Condominium
816
Cape Cod
810
Ranch
774
Conventional
721
Raised Ranch
444
Split Level
264
Contemporary
220
Market Activity
Recorded transactions from South Central Connecticut Registry of Deeds
71%
Owner-Occupied
5%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Madison properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Madison
South Central Connecticut · Connecticut
Zip Codes0641306443
17,691
Population
2020 Census
8,586
Properties
$539K
Median Assessed
71%
Owner-Occupied
36.1
Square Miles
Madison covers 36.1 square miles in South Central Connecticut, Connecticut. The median assessed property value is $539K.
Single-family homes account for 6,512 of Madison's 8,586 properties, with 816 condominiums and 93 multi-family buildings. There are 211 commercial properties and 307 parcels of vacant land. About 71% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $416K and $798K, with the highest assessed property at $210.2M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 48% have public water service. Electric service is provided by UNITED ILLUMINATING CO. 2,579 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Madison its character.
What Madison Property Intelligence Means for Professionals
Insurance & Underwriting
With 16% of properties in FEMA flood zones and 63% in the coastal zone, Madison concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Madison's 10 property types, spanning construction from 1670 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 16% of Madison properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Madison property intelligence.
8,586 Madison properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/madison-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.