Richmond, RI
Washington County41.4998°N, 71.6603°W
Tracking 3,241 properties across Richmond, Rhode Island — a community where the median home dates to 1987 and the oldest to 1710. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
3,241
Properties Tracked
1987
Median Year Built
$376K
Median Assessed Value
11%
FEMA Flood Zone
842,942
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Richmond, RI
Richmond is a rural town in the interior of Washington County, with a landscape of forests, farms, and dispersed residential development. The town has limited commercial activity and a quiet, agrarian character. The Wood River runs through the town, providing recreational value and some flood zone exposure.
For property professionals, Richmond is an affordable, rural Rhode Island market with private infrastructure and property assessments that reflect the rural, inland setting.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
346 properties (11%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,895
AE
267
A
79
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade C
75
Grade D
1,739
Grade E
1,427
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
3,241 properties · Median year built 1987 · Avg 1,857 sf
Property Types
Single Family
2,535
Other
482
Institutional
137
Commercial
75
Vacant Land
10
Industrial
2
Construction by Era
Pre-1800
11
1800-1849
16
1850-1899
52
1900-1949
135
1950-1979
536
1980-1999
1,059
2000+
367
Market Activity
Recorded transactions from Washington County Registry of Deeds
68%
Owner-Occupied
3%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 92% of Richmond properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
4,808 municipal building permits on file · 44% of properties
NE Provenance tracks 4,808 building permits across 1,410 Richmond properties — 44% coverage. 1,008 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
4,808
Permits on File
44%
Coverage
Properties with permits
1,008
Active (5yr)
Recent permit activity
67%
Condition Rated
NEP assessment
Living in Richmond
Washington County · Rhode Island
Zip Codes028120281302822028320283602875028920289402898
VillagesCarolinaKenyonShannockWood River JctWood River JunctionWyoming
8,020
Population
2020 Census
3,241
Properties
$376K
Median Assessed
68%
Owner-Occupied
40.3
Square Miles
Richmond covers 40.3 square miles in Washington County, Rhode Island. The median assessed property value is $376K.
Single-family homes account for 2,535 of Richmond's 3,241 properties. There are 75 commercial properties. About 68% of properties are owner-occupied, and 3% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $302K and $462K, with the highest assessed property at $7.7M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 123 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Richmond its character.
What Richmond Property Intelligence Means for Professionals
Insurance & Underwriting
Richmond's fire protection grade distribution (75 Grade C, 1,739 Grade D) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Richmond's 6 property types, spanning construction from 1710 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 11% of Richmond properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
4,808 permits across 44% of properties means most Richmond inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Richmond property intelligence.
3,241 Richmond properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/richmond-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.