Charlestown, RI
Washington County41.3832°N, 71.6417°W
Tracking 6,133 properties across Charlestown, Rhode Island — a community where the median home dates to 1983 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
6,133
Properties Tracked
1983
Median Year Built
$517K
Median Assessed Value
24%
FEMA Flood Zone
1.58M
NEP Data Facts Tracked
70%
Coastal Zone
Click any parcel to view intelligence
Charlestown, RI
Charlestown is a coastal town on Rhode Island's southern shore, with barrier beaches, salt ponds, and the Ninigret National Wildlife Refuge defining its geography. The town has a mix of year-round residential properties and seasonal beach cottages, with the coastal areas facing direct Atlantic exposure.
For property professionals, Charlestown's barrier beach geography creates concentrated coastal risk — flood zones, storm surge, and erosion affect the beachfront and salt-pond-adjacent properties. The inland areas are more rural and protected.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,502 properties (24%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
4,631
AE
1,113
VE
322
A
67
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade B
1
Grade C
182
Grade D
4,598
Grade E
1,352
Coastal & Water Exposure
4,278 properties (70%) are within 3 miles of the ocean. 1,498 are classified as waterfront. The closest property is 0 ft from the coastline.
698
SLR 1 ft
Properties affected
816
SLR 3 ft
Properties affected
1,224
SLR 6 ft
Properties affected
2,123
Surge Exposure
Cat 1/2/3/4
646
Estuary
Waterfront
265
Pond
Waterfront
166
Marine
Waterfront
Zone 2
Radon Risk
136 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
6,133 properties · Median year built 1983 · Avg 1,786 sf
Property Types
Single Family
4,625
Other
919
Institutional
178
Agricultural / Open Space
166
Commercial
129
Two-Family
56
Vacant Land
21
Mixed Use
16
Condominium
11
Multi-Family
7
Construction by Era
Pre-1800
19
1800-1849
27
1850-1899
78
1900-1949
463
1950-1979
1,665
1980-1999
1,730
2000+
1,021
Architectural Styles
Ranch
1,300
Cape Cod
684
Colonial
593
Conventional
551
Contemporary
498
Raised Ranch
289
Gambrel
196
Custom
149
Market Activity
Recorded transactions from Washington County Registry of Deeds
45%
Owner-Occupied
29%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Charlestown properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Charlestown
Washington County · Rhode Island
Zip Codes02812028130283602879028910289202894
7,997
Population
2020 Census
6,133
Properties
$517K
Median Assessed
45%
Owner-Occupied
36.5
Square Miles
Charlestown covers 36.5 square miles in Washington County, Rhode Island. The median assessed property value is $517K.
Single-family homes account for 4,625 of Charlestown's 6,133 properties and 67 multi-family buildings. There are 129 commercial properties and 21 parcels of vacant land. About 45% of properties are owner-occupied, and 29% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $358K and $807K, with the highest assessed property at $10.5M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 1% have public water service. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 250 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Charlestown its character.
What Charlestown Property Intelligence Means for Professionals
Insurance & Underwriting
With 24% of properties in FEMA flood zones and 70% in the coastal zone, Charlestown concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Charlestown's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 24% of Charlestown properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Charlestown property intelligence.
6,133 Charlestown properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/charlestown-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.