Charlestown, RI
Tracking 6,133 properties across Charlestown, Rhode Island — a community where the median home dates to 1983 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Charlestown, RI
Charlestown is a coastal town on Rhode Island's southern shore, with barrier beaches, salt ponds, and the Ninigret National Wildlife Refuge defining its geography. The town has a mix of year-round residential properties and seasonal beach cottages, with the coastal areas facing direct Atlantic exposure.
For property professionals, Charlestown's barrier beach geography creates concentrated coastal risk — flood zones, storm surge, and erosion affect the beachfront and salt-pond-adjacent properties. The inland areas are more rural and protected.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
1,502 properties (24%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Coastal & Water Exposure
4,278 properties (70%) are within 3 miles of the ocean. 1,498 are classified as waterfront. The closest property is 0 ft from the coastline.
The Property Landscape
6,133 properties · Median year built 1983 · Avg 1,786 sf
Property Types
Construction by Era
Architectural Styles
Market Activity
Recorded transactions from Washington County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 99% of Charlestown properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Charlestown
Washington County · Rhode Island
Charlestown covers 36.5 square miles in Washington County, Rhode Island. The median assessed property value is $517K.
Single-family homes account for 4,625 of Charlestown's 6,133 properties and 67 multi-family buildings. There are 129 commercial properties and 21 parcels of vacant land. About 45% of properties are owner-occupied, and 29% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $358K and $807K, with the highest assessed property at $10.5M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 1% have public water service. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 250 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Charlestown its character.
What Charlestown Property Intelligence Means for Professionals
Insurance & Underwriting
With 24% of properties in FEMA flood zones and 70% in the coastal zone, Charlestown concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Charlestown's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 24% of Charlestown properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Charlestown property intelligence.
6,133 Charlestown properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/charlestown-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.