Narragansett, RI
Washington County41.4326°N, 71.4580°W
Tracking 14,130 properties across Narragansett, Rhode Island. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
14,130
Properties Tracked
--
Median Year Built
$698K
Median Assessed Value
19%
FEMA Flood Zone
3.30M
NEP Data Facts Tracked
99%
Coastal Zone
Click any parcel to view intelligence
Narragansett, RI
Narragansett is a coastal town on the western shore of Narragansett Bay, known for the iconic Narragansett Towers — the last remaining section of the Narragansett Casino, a Gilded Age resort — and the town beach. The housing stock mixes year-round residential properties with seasonal beach cottages and the waterfront homes along the Point Judith and Bonnet Shores neighborhoods.
For property professionals, Narragansett is a coastal market where ocean exposure, flood zone classification, and storm risk are the defining variables. The variety between the protected bay-side properties and the exposed ocean-side homes creates significant risk variation within the town. Point Judith, at the southern tip, faces some of the most direct Atlantic exposure in Rhode Island.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
2,634 properties (19%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
11,496
AE
2,083
VE
551
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,067
Grade B
5,372
Grade C
7,411
Grade D
250
Grade E
30
Coastal & Water Exposure
14,005 properties (99%) are within 3 miles of the ocean. 3,110 are classified as waterfront. The closest property is 0 ft from the coastline.
1,093
SLR 1 ft
Properties affected
1,445
SLR 3 ft
Properties affected
2,124
SLR 6 ft
Properties affected
4,713
Surge Exposure
Cat 1/2/3/4
1,294
Estuary
Waterfront
520
Marine
Waterfront
304
Pond
Waterfront
Zone 2
Radon Risk
136 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
14,130 properties · Avg 3,074 sf
Property Types
Single Family
7,874
Other
5,236
Institutional
864
Commercial
150
Mixed Use
4
Vacant Land
2
Construction by Era
Building Permits & Maintenance
31,145 municipal building permits on file · 43% of properties
NE Provenance tracks 31,145 building permits across 6,090 Narragansett properties — 43% coverage. 3,647 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
31,145
Permits on File
43%
Coverage
Properties with permits
3,647
Active (5yr)
Recent permit activity
Living in Narragansett
Washington County · Rhode Island
Zip Codes028740287902882
14,532
Population
2020 Census
14,130
Properties
$698K
Median Assessed
26%
Owner-Occupied
13.9
Square Miles
Narragansett covers 13.9 square miles in Washington County, Rhode Island. The median assessed property value is $698K.
Single-family homes account for 7,874 of Narragansett's 14,130 properties. There are 150 commercial properties. About 26% of properties are owner-occupied, and 18% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $501K and $975K, with the highest assessed property at $68.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Narragansett (80%) is on municipal sewer. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 375 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Narragansett its character. 183 properties have swimming pools.
What Narragansett Property Intelligence Means for Professionals
Insurance & Underwriting
With 19% of properties in FEMA flood zones and 99% in the coastal zone, Narragansett concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Narragansett's 6 property types require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 19% of Narragansett properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
31,145 permits across 43% of properties means most Narragansett inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Narragansett property intelligence.
14,130 Narragansett properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/narragansett-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.