Narragansett, RI
Tracking 14,130 properties across Narragansett, Rhode Island. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Narragansett, RI
Narragansett is a coastal town on the western shore of Narragansett Bay, known for the iconic Narragansett Towers — the last remaining section of the Narragansett Casino, a Gilded Age resort — and the town beach. The housing stock mixes year-round residential properties with seasonal beach cottages and the waterfront homes along the Point Judith and Bonnet Shores neighborhoods.
For property professionals, Narragansett is a coastal market where ocean exposure, flood zone classification, and storm risk are the defining variables. The variety between the protected bay-side properties and the exposed ocean-side homes creates significant risk variation within the town. Point Judith, at the southern tip, faces some of the most direct Atlantic exposure in Rhode Island.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
2,634 properties (19%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Coastal & Water Exposure
14,005 properties (99%) are within 3 miles of the ocean. 3,110 are classified as waterfront. The closest property is 0 ft from the coastline.
The Property Landscape
14,130 properties · Avg 3,074 sf
Property Types
Construction by Era
Building Permits & Maintenance
31,145 municipal building permits on file · 43% of properties
NE Provenance tracks 31,145 building permits across 6,090 Narragansett properties — 43% coverage. 3,647 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
Living in Narragansett
Washington County · Rhode Island
Narragansett covers 13.9 square miles in Washington County, Rhode Island. The median assessed property value is $698K.
Single-family homes account for 7,874 of Narragansett's 14,130 properties. There are 150 commercial properties. About 26% of properties are owner-occupied, and 18% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $501K and $975K, with the highest assessed property at $68.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Narragansett (80%) is on municipal sewer. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 375 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Narragansett its character. 183 properties have swimming pools.
What Narragansett Property Intelligence Means for Professionals
Insurance & Underwriting
With 19% of properties in FEMA flood zones and 99% in the coastal zone, Narragansett concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Narragansett's 6 property types require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 19% of Narragansett properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
31,145 permits across 43% of properties means most Narragansett inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Narragansett property intelligence.
14,130 Narragansett properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/narragansett-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.