Hartford, CT
Capitol41.7646°N, 72.6909°W
Tracking 28,594 properties across Hartford, Connecticut — a community where the median home dates to 1926. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
28,594
Properties Tracked
1926
Median Year Built
$64K
Median Assessed Value
2%
FEMA Flood Zone
7.50M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Hartford, CTInc. 1635
Hartford is the capital of Connecticut and the historic center of the American insurance industry — many of the nation's largest insurers were founded or headquartered here, earning it the nickname "Insurance Capital of the World." The city's property landscape reflects both that institutional legacy and the challenges of a post-industrial urban economy: grand institutional and commercial buildings downtown, dense multi-family residential neighborhoods, and the Connecticut River waterfront.
For property professionals, Hartford is the most complex market in the Capitol Planning Region. The institutional and commercial property base is significant, the residential stock is predominantly multi-family with a wide range of condition, and the Connecticut River and Park River create flood zone exposure. The city's economic challenges have kept assessed values affordable but created condition variability that makes parcel-level data essential.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
634 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
27,960
AE
577
A
57
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
6,896
Grade B
21,415
Grade C
267
Grade D
14
Grade E
2
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
28,594 properties · Median year built 1926 · Avg 3,322 sf
Property Types
Condominium
9,088
Single Family
7,620
Two-Family
2,880
Three-Family
2,855
Institutional
1,686
Mixed Use
1,141
Other
984
Multi-Family
776
Agricultural / Open Space
580
Residential Other
500
Construction by Era
1800-1849
32
1850-1899
749
1900-1949
9,474
1950-1979
2,326
1980-1999
544
2000+
575
Market Activity
Recorded transactions from Capitol Registry of Deeds
36%
Owner-Occupied
23%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 94% of Hartford properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Hartford
Capitol · Connecticut
Zip Codes06002060950610306105061060610706108061090611006111061120611406117061180611906120
121,054
Population
2020 Census
28,594
Properties
$64K
Median Assessed
36%
Owner-Occupied
17.4
Square Miles
Hartford covers 17.4 square miles in Capitol, Connecticut. The median assessed property value is $64K.
Single-family homes account for 7,620 of Hartford's 28,594 properties, with 9,088 condominiums and 6,511 multi-family buildings. There are 473 commercial properties. About 36% of properties are owner-occupied, and 23% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $25K and $94K, with the highest assessed property at $266.6M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Hartford (100%) is on municipal sewer. Electric service is provided by FARMINGTON RIVER POWER COMPANY. 8,000 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Hartford its character.
Environmental note: Hartford has an average EPA lead paint indicator at the 87th percentile nationally, consistent with 781 properties built before 1900 when lead paint was standard. 27,603 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Hartford Property Intelligence Means for Professionals
Insurance & Underwriting
Hartford's fire protection grade distribution (6,896 Grade A, 21,415 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Hartford's 10 property types, spanning construction from 1807 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Hartford properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Hartford property intelligence.
28,594 Hartford properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/hartford-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.