Truro, MA
Barnstable County41.9934°N, 70.0497°W
Tracking 3,972 properties across Truro, Massachusetts — a community where the median home dates to 1978 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
3,972
Properties Tracked
1978
Median Year Built
$792K
Median Assessed Value
23%
FEMA Flood Zone
1.06M
NEP Data Facts Tracked
100%
Coastal Zone
Click any parcel to view intelligence
Truro, MAInc. 1700
Truro is a small, narrow Outer Cape town between Wellfleet and Provincetown, with the Cape Cod National Seashore controlling much of its Atlantic coastline. The town is sparsely developed — the population swells dramatically in summer but the year-round community is small. The housing stock is a mix of year-round homes, seasonal cottages, and newer construction, with the Highland Light (Cape Cod Light) as the most recognized landmark.
For property professionals, Truro is a small, high-value seasonal market where the National Seashore limits development and the narrow geography means most properties are close to either the Atlantic or Cape Cod Bay. The exposed position brings significant wind, flood, and erosion risk.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
905 properties (23%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
3,067
AE
504
VE
360
AO
41
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
4
Grade B
55
Grade C
449
Grade D
2,038
Grade E
1,426
Coastal & Water Exposure
3,972 properties (100%) are within 3 miles of the ocean. 1,408 are classified as waterfront. The closest property is 0 ft from the coastline.
648
SLR 1 ft
Properties affected
740
SLR 3 ft
Properties affected
1,090
SLR 6 ft
Properties affected
1,143
Surge Exposure
Cat 1/2/3/4
631
Marine
Waterfront
366
Estuary
Waterfront
62
Pond
Waterfront
Zone 3
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
25 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
3,972 properties · Median year built 1978 · Avg 117,132 sf
Property Types
Single Family
2,524
Two-Family
555
Institutional
520
Multi-Family
242
Commercial
78
Mixed Use
23
Other
14
Agricultural / Open Space
7
Condominium
4
Industrial
4
Construction by Era
Pre-1800
9
1800-1849
94
1850-1899
88
1900-1949
432
1950-1979
995
1980-1999
910
2000+
606
Architectural Styles
Cape Cod
765
Condominium
557
Ranch
511
Colonial
386
Contemporary
353
US Government
164
Old Style
120
Government Land
104
Market Activity
Recorded transactions from Barnstable County Registry of Deeds
1%
Owner-Occupied
28%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 100% of Truro properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Truro
Barnstable County · Massachusetts
Zip Codes0265202666
2,454
Population
2020 Census
3,972
Properties
$792K
Median Assessed
1%
Owner-Occupied
22.0
Square Miles
Truro covers 22.0 square miles in Barnstable County, Massachusetts. The median assessed property value is $792K.
Single-family homes account for 2,524 of Truro's 3,972 properties and 797 multi-family buildings. There are 78 commercial properties. About 1% of properties are owner-occupied, and 28% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $410K and $1.3M, with the highest assessed property at $16.0M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 24% have public water service. Electric service is provided by NSTAR ELECTRIC COMPANY. 162 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Truro its character.
What Truro Property Intelligence Means for Professionals
Insurance & Underwriting
With 23% of properties in FEMA flood zones and 100% in the coastal zone, Truro concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Truro's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 23% of Truro properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Truro property intelligence.
3,972 Truro properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/truro-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.