Harwich, MA
Barnstable County41.6862°N, 70.0759°W
Tracking 7,161 properties across Harwich, Massachusetts — a community where the median home dates to 1981 and the oldest to 1750. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
7,161
Properties Tracked
1981
Median Year Built
$574K
Median Assessed Value
5%
FEMA Flood Zone
1.98M
NEP Data Facts Tracked
68%
Coastal Zone
Click any parcel to view intelligence
Harwich, MAInc. 1670
Harwich is a Mid-Cape town on the Nantucket Sound shore, with a fishing harbor at Wychmere and Saquatucket that serves as a departure point for the Nantucket ferry. The town has several villages — Harwich Center, Harwich Port, East Harwich, West Harwich — each with its own housing stock and character. Harwich Port, the most prominent, has a walkable village center with shops and restaurants.
For property professionals, Harwich offers a moderate Cape Cod market with the sound-side coastal exposure, seasonal cottage dynamics, and village-level variation that characterize the Mid-Cape towns. The working harbor adds marine-related commercial property to the mix.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
336 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
6,825
AE
230
A
59
VE
47
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
10
Grade B
1,073
Grade C
4,149
Grade D
1,506
Grade E
423
Coastal & Water Exposure
4,883 properties (68%) are within 3 miles of the ocean. 957 are classified as waterfront. The closest property is 0 ft from the coastline.
189
SLR 1 ft
Properties affected
223
SLR 3 ft
Properties affected
272
SLR 6 ft
Properties affected
626
Surge Exposure
Cat 1/2/3/4
332
Lake
Waterfront
224
Pond
Waterfront
148
Estuary
Waterfront
Zone 3
Radon Risk
136 mph
Design Wind Speed
ASCE 7 standard
25 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
7,161 properties · Median year built 1981 · Avg 28,897 sf
Property Types
Single Family
5,861
Institutional
541
Other
262
Multi-Family
165
Commercial
155
Two-Family
125
Mixed Use
18
Agricultural / Open Space
9
Industrial
9
Condominium
8
Construction by Era
Pre-1800
8
1800-1849
51
1850-1899
100
1900-1949
239
1950-1979
2,275
1980-1999
2,269
2000+
837
Architectural Styles
Ranch
2,350
Cape Cod
2,153
Colonial
539
Old Style
230
Condominium
185
Religious School / Hall
151
Church / Synagogue
149
Government Land
98
Market Activity
Recorded transactions from Barnstable County Registry of Deeds
48%
Owner-Occupied
10%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 96% of Harwich properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
58,648 municipal building permits on file · 73% of properties
NE Provenance tracks 58,648 building permits across 5,232 Harwich properties — 73% coverage. 3,211 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
58,648
Permits on File
73%
Coverage
Properties with permits
3,211
Active (5yr)
Recent permit activity
81%
Condition Rated
NEP assessment
Living in Harwich
Barnstable County · Massachusetts
Zip Codes02633026450264602671
VillagesEast HarwichHarwichportPortWest Harwich
13,440
Population
2020 Census
7,161
Properties
$574K
Median Assessed
48%
Owner-Occupied
22.5
Square Miles
Harwich covers 22.5 square miles in Barnstable County, Massachusetts. The median assessed property value is $574K.
Single-family homes account for 5,861 of Harwich's 7,161 properties and 290 multi-family buildings. There are 155 commercial properties. About 48% of properties are owner-occupied, and 10% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $451K and $746K, with the highest assessed property at $102.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 86% have public water service. Electric service is provided by NSTAR ELECTRIC COMPANY. 575 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Harwich its character.
What Harwich Property Intelligence Means for Professionals
Insurance & Underwriting
With 5% of properties in FEMA flood zones and 68% in the coastal zone, Harwich concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Harwich's 10 property types, spanning construction from 1750 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Harwich properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
58,648 permits across 73% of properties means most Harwich inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Harwich property intelligence.
7,161 Harwich properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/harwich-ma. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.