Middlebury, CT
Naugatuck Valley41.5279°N, 73.1283°W
Tracking 3,454 properties across Middlebury, Connecticut — a community where the median home dates to 1962 and the oldest to 1738. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
3,454
Properties Tracked
1962
Median Year Built
$3K
Median Assessed Value
7%
FEMA Flood Zone
810,567
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Middlebury, CTInc. 1807
Middlebury is a residential town between Waterbury and Southbury, with a housing stock of single-family homes and a quiet suburban character. The Quassy Amusement Park on Lake Quassapaug is the town's most recognized feature.
For property professionals, Middlebury is a moderate suburban market with a consistent residential character and the lake providing some waterfront premium.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
235 properties (7%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
3,219
AE
149
A
86
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
316
Grade B
850
Grade C
787
Grade D
929
Grade E
572
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
3,454 properties · Median year built 1962 · Avg 2,648 sf
Property Types
Single Family
2,421
Other
788
Institutional
190
Mixed Use
48
Two-Family
4
Three-Family
1
Industrial
1
Multi-Family
1
Construction by Era
Pre-1800
14
1800-1849
16
1850-1899
20
1900-1949
565
1950-1979
860
1980-1999
355
2000+
256
Living in Middlebury
Naugatuck Valley · Connecticut
Zip Codes067080676206770
7,574
Population
2020 Census
3,454
Properties
$3K
Median Assessed
17.8
Square Miles
Middlebury covers 17.8 square miles in Naugatuck Valley, Connecticut. The median assessed property value is $3K.
Single-family homes account for 2,421 of Middlebury's 3,454 properties.
Assessed values range widely — the middle 50% of properties fall between $0 and $571K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
47% of properties are on municipal sewer, with the remainder on private septic systems, and 47% have public water service. Electric service is provided by UNITED ILLUMINATING CO. 852 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Middlebury its character.
What Middlebury Property Intelligence Means for Professionals
Insurance & Underwriting
Middlebury's fire protection grade distribution (316 Grade A, 850 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Middlebury's 8 property types, spanning construction from 1738 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 7% of Middlebury properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Middlebury property intelligence.
3,454 Middlebury properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/middlebury-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.