Cheshire, CT
Naugatuck Valley41.4989°N, 72.9010°W
Tracking 10,931 properties across Cheshire, Connecticut — a community where the median home dates to 1972. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
10,931
Properties Tracked
1972
Median Year Built
$198K
Median Assessed Value
5%
FEMA Flood Zone
2.75M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Cheshire, CTInc. 1694
Cheshire is a suburban town along I-84 and Route 10, with a well-defined Main Street, strong schools, and a housing stock of predominantly single-family homes. The town has a solid, family-oriented suburban character and assessed values in the upper-moderate range.
For property professionals, Cheshire is one of the stronger suburban markets in the Naugatuck Valley area, with consistent housing stock and strong school-driven demand.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
495 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
10,436
AE
380
A
115
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1,011
Grade B
3,562
Grade C
4,569
Grade D
1,325
Grade E
464
Zone 1
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Moderate
FEMA Risk Index
NRI composite rating
The Property Landscape
10,931 properties · Median year built 1972 · Avg 2,369 sf
Property Types
Single Family
9,682
Other
899
Institutional
197
Mixed Use
141
Three-Family
3
Two-Family
3
Multi-Family
2
Vacant Land
2
Commercial
1
Residential Other
1
Construction by Era
1800-1849
38
1850-1899
109
1900-1949
902
1950-1979
4,274
1980-1999
2,518
2000+
837
Market Activity
Recorded transactions from Naugatuck Valley Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 69% of Cheshire properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
18,261 municipal building permits on file · 54% of properties
NE Provenance tracks 18,261 building permits across 5,874 Cheshire properties — 54% coverage. 4,483 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
18,261
Permits on File
54%
Coverage
Properties with permits
4,483
Active (5yr)
Recent permit activity
79%
Condition Rated
NEP assessment
Living in Cheshire
Naugatuck Valley · Connecticut
Zip Codes064100670506712
28,733
Population
2020 Census
10,931
Properties
$198K
Median Assessed
32.8
Square Miles
Cheshire covers 32.8 square miles in Naugatuck Valley, Connecticut. The median assessed property value is $198K.
Single-family homes account for 9,682 of Cheshire's 10,931 properties.
Assessed values range widely — the middle 50% of properties fall between $28K and $496K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
58% of properties are on municipal sewer, with the remainder on private septic systems, and 90% have public water service. Electric service is provided by UNITED ILLUMINATING CO. 2,985 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Cheshire its character. 339 properties have swimming pools.
What Cheshire Property Intelligence Means for Professionals
Insurance & Underwriting
Cheshire's fire protection grade distribution (1,011 Grade A, 3,562 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Cheshire's 10 property types, spanning construction from 1805 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Cheshire properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
18,261 permits across 54% of properties means most Cheshire inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Cheshire property intelligence.
10,931 Cheshire properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/cheshire-ct. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.