Cumberland, RI
Providence County41.9668°N, 71.4328°W
Tracking 13,300 properties across Cumberland, Rhode Island — a community where the median home dates to 1965 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
13,300
Properties Tracked
1965
Median Year Built
$57K
Median Assessed Value
2%
FEMA Flood Zone
3.52M
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Cumberland, RIInc. 1635
Cumberland is a suburban town in the northeastern corner of Rhode Island, with the Blackstone River running through its center. The town's monastery — the Cistercian Monastery of the Holy Spirit — is a distinctive feature, and the Blackstone River Valley creates environmental features, recreational trails, and flood zone considerations.
For property professionals, Cumberland is a moderate suburban market with a housing stock that spans from older village development near the Blackstone corridor to newer suburban subdivisions. The river creates flood exposure in the valley areas.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
290 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
13,010
A
199
AE
91
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
20
Grade B
3,964
Grade C
8,385
Grade D
655
Grade E
276
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
13,300 properties · Median year built 1965 · Avg 1,976 sf
Property Types
Single Family
9,808
Institutional
1,004
Residential Other
884
Condominium
589
Commercial
367
Multi-Family
340
Industrial
143
Other
102
Agricultural / Open Space
33
Mixed Use
16
Construction by Era
Pre-1800
29
1800-1849
57
1850-1899
244
1900-1949
1,292
1950-1979
4,483
1980-1999
2,125
2000+
1,220
Market Activity
Recorded transactions from Providence County Registry of Deeds
74%
Owner-Occupied
4%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 98% of Cumberland properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
52,174 municipal building permits on file · 75% of properties
NE Provenance tracks 52,174 building permits across 9,915 Cumberland properties — 75% coverage. 5,466 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
52,174
Permits on File
75%
Coverage
Properties with permits
5,466
Active (5yr)
Recent permit activity
71%
Condition Rated
NEP assessment
Living in Cumberland
Providence County · Rhode Island
Zip Codes02093027620286402895
36,405
Population
2020 Census
13,300
Properties
$57K
Median Assessed
74%
Owner-Occupied
26.5
Square Miles
Cumberland covers 26.5 square miles in Providence County, Rhode Island. The median assessed property value is $57K.
Single-family homes account for 9,808 of Cumberland's 13,300 properties, with 589 condominiums and 352 multi-family buildings. There are 367 commercial properties. About 74% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $57K and $57K. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 95% have public water service. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 1,497 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Cumberland its character. 861 properties have swimming pools.
What Cumberland Property Intelligence Means for Professionals
Insurance & Underwriting
Cumberland's fire protection grade distribution (20 Grade A, 3,964 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Cumberland's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Cumberland properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
52,174 permits across 75% of properties means most Cumberland inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Cumberland property intelligence.
13,300 Cumberland properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/cumberland-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.