Central Falls, RI
Providence County41.8874°N, 71.3876°W
Tracking 2,846 properties across Central Falls, Rhode Island — a community where the median home dates to 1900 and the oldest to 1790. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
2,846
Properties Tracked
1900
Median Year Built
$294K
Median Assessed Value
3%
FEMA Flood Zone
794,143
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Central Falls, RIInc. 1675
Central Falls is the smallest and most densely populated city in Rhode Island — just over one square mile — and one of the most densely populated in the United States. The city's housing stock is overwhelmingly multi-family: triple-deckers, two-families, and small apartment buildings packed into a compact grid. Central Falls filed for bankruptcy in 2011, reflecting the fiscal challenges of a post-industrial community with a dense, older building stock.
For property professionals, Central Falls is an ultra-dense urban market where building condition, per-unit economics, and code compliance are the critical variables. The housing stock is almost entirely pre-1940, and the condition range between well-maintained and deferred-maintenance properties is extreme.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
85 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,761
AE
85
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
1
Grade B
1,642
Grade C
1,203
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
35 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
2,846 properties · Median year built 1900 · Avg 4,690 sf
Property Types
Single Family
2,286
Commercial
239
Other
169
Institutional
112
Mixed Use
15
Residential Other
10
Multi-Family
7
Industrial
5
Condominium
2
Two-Family
1
Construction by Era
Pre-1800
2
1800-1849
8
1850-1899
185
1900-1949
1,950
1950-1979
239
1980-1999
91
2000+
128
Architectural Styles
Multi-Family
1,463
Ranch
94
Cape Cod
64
Commercial
50
Colonial
49
Duplex
30
Institutional
24
Vacant Land
7
Market Activity
Recorded transactions from Providence County Registry of Deeds
40%
Owner-Occupied
9%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 95% of Central Falls properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
7,836 municipal building permits on file · 59% of properties
NE Provenance tracks 7,836 building permits across 1,686 Central Falls properties — 59% coverage. 844 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
7,836
Permits on File
59%
Coverage
Properties with permits
844
Active (5yr)
Recent permit activity
92%
Condition Rated
NEP assessment
Living in Central Falls
Providence County · Rhode Island
Zip Codes02860028630286402865
22,583
Population
2020 Census
2,846
Properties
$294K
Median Assessed
40%
Owner-Occupied
1.2
Square Miles
Central Falls covers 1.2 square miles in Providence County, Rhode Island. The median assessed property value is $294K.
Single-family homes account for 2,286 of Central Falls's 2,846 properties. There are 239 commercial properties. About 40% of properties are owner-occupied, and 9% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $244K and $349K, with the highest assessed property at $60.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 565 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Central Falls its character.
Environmental note: Central Falls has an average EPA lead paint indicator at the 88th percentile nationally, consistent with 195 properties built before 1900 when lead paint was standard. 2,845 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Central Falls Property Intelligence Means for Professionals
Insurance & Underwriting
Central Falls's fire protection grade distribution (1 Grade A, 1,642 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Central Falls's 10 property types, spanning construction from 1790 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Central Falls properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
7,836 permits across 59% of properties means most Central Falls inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Central Falls property intelligence.
2,846 Central Falls properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/central-falls-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.