Franklin, NH
Tracking 3,817 properties across Franklin, New Hampshire — a community where the median home dates to 1955 and the oldest to 1710. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Franklin, NHInc. 1764
Franklin is a small city at the confluence of the Pemigewasset and Winnipesaukee Rivers, where they form the Merrimack. The city's industrial heritage in textile and paper manufacturing built a dense village center, and the river confluence creates significant flood zone exposure.
For property professionals, Franklin is an affordable, compact market with river flood risk, an older housing stock, and the post-industrial economic challenges common to small New England mill cities.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
351 properties (9%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
The Property Landscape
3,817 properties · Median year built 1955 · Avg 2,257 sf
Property Types
Construction by Era
Architectural Styles
Market Activity
Recorded transactions from Merrimack County Registry of Deeds
NE Provenance tracks recorded deeds, mortgages, and liens for 61% of Franklin properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Living in Franklin
Merrimack County · New Hampshire
Franklin covers 27.4 square miles in Merrimack County, New Hampshire. The median assessed property value is $268K.
Single-family homes account for 2,537 of Franklin's 3,817 properties and 312 multi-family buildings. There are 84 commercial properties and 297 parcels of vacant land. About 57% of properties are owner-occupied, and 10% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $189K and $346K, with the highest assessed property at $14.2M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
39% of properties are on municipal sewer, with the remainder on private septic systems, and 65% have public water service. Electric service is provided by PUBLIC SERVICE CO OF NH. 211 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Franklin its character.
Environmental note: Franklin has an average EPA lead paint indicator at the 67th percentile nationally, consistent with 390 properties built before 1900 when lead paint was standard. 696 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Franklin Property Intelligence Means for Professionals
Insurance & Underwriting
Franklin's fire protection grade distribution (588 Grade A, 1,042 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Franklin's 10 property types, spanning construction from 1710 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 9% of Franklin properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Franklin property intelligence.
3,817 Franklin properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/franklin-nh. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.