Concord, NH
Tracking 14,130 properties across Concord, New Hampshire — a community where the median home dates to 1969 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
Concord, NHInc. 1659
Concord is the state capital of New Hampshire and the Merrimack County seat, with a scale and character that reflect its governmental function — large enough to have an urban core but small enough to feel like a town. Main Street's commercial district, the State House, and the institutional presence of state government define the downtown. The housing stock ranges from the Victorian and early 20th century homes in the older neighborhoods to suburban development in the Heights and eastern sections.
For property professionals, Concord is the largest and most diverse market in Merrimack County, with governmental and institutional property, a walkable downtown, and residential neighborhoods spanning from older multi-family to suburban single-family. The Merrimack River creates flood zone exposure through the center.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
757 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
The Property Landscape
14,130 properties · Median year built 1969 · Avg 2,999 sf
Property Types
Construction by Era
Architectural Styles
Living in Concord
Merrimack County · New Hampshire
Concord covers 64.0 square miles in Merrimack County, New Hampshire. The median assessed property value is $279K.
Single-family homes account for 8,126 of Concord's 14,130 properties, with 1,730 condominiums and 1,305 multi-family buildings. There are 643 commercial properties and 659 parcels of vacant land. About 64% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $202K and $369K, with the highest assessed property at $111.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Concord (94%) is on municipal sewer, and 79% have public water service. Electric service is provided by UNITIL ENERGY SYSTEMS. 1,130 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Concord its character.
Environmental note: Concord has an average EPA lead paint indicator at the 61th percentile nationally, consistent with 1,831 properties built before 1900 when lead paint was standard. 7,776 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Concord Property Intelligence Means for Professionals
Insurance & Underwriting
Concord's fire protection grade distribution (922 Grade A, 3,482 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Concord's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Concord properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Concord property intelligence.
14,130 Concord properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/concord-nh. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.