Concord, NH
Merrimack County43.2072°N, 71.5375°W
Tracking 14,130 properties across Concord, New Hampshire — a community where the median home dates to 1969 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
14,130
Properties Tracked
1969
Median Year Built
$279K
Median Assessed Value
5%
FEMA Flood Zone
3.92M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Concord, NHInc. 1659
Concord is the state capital of New Hampshire and the Merrimack County seat, with a scale and character that reflect its governmental function — large enough to have an urban core but small enough to feel like a town. Main Street's commercial district, the State House, and the institutional presence of state government define the downtown. The housing stock ranges from the Victorian and early 20th century homes in the older neighborhoods to suburban development in the Heights and eastern sections.
For property professionals, Concord is the largest and most diverse market in Merrimack County, with governmental and institutional property, a walkable downtown, and residential neighborhoods spanning from older multi-family to suburban single-family. The Merrimack River creates flood zone exposure through the center.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
757 properties (5%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
13,373
AE
616
A
141
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
922
Grade B
3,482
Grade C
5,907
Grade D
2,123
Grade E
1,696
Zone 1
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
70 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
14,130 properties · Median year built 1969 · Avg 2,999 sf
Property Types
Single Family
8,126
Condominium
1,730
Multi-Family
1,304
Other
1,013
Vacant Land
659
Commercial
643
Institutional
430
Residential Other
128
Industrial
85
Mixed Use
10
Construction by Era
Pre-1800
91
1800-1849
238
1850-1899
1,502
1900-1949
3,025
1950-1979
2,879
1980-1999
3,003
2000+
2,001
Architectural Styles
Conventional
1,840
Colonial
1,777
Cape Cod
1,586
Ranch
1,557
Multi-Family
1,068
Condominium
602
Commercial
536
Raised Ranch
411
Living in Concord
Merrimack County · New Hampshire
Zip Codes03224032290330103303
43,976
Population
2020 Census
14,130
Properties
$279K
Median Assessed
64%
Owner-Occupied
64.0
Square Miles
Concord covers 64.0 square miles in Merrimack County, New Hampshire. The median assessed property value is $279K.
Single-family homes account for 8,126 of Concord's 14,130 properties, with 1,730 condominiums and 1,305 multi-family buildings. There are 643 commercial properties and 659 parcels of vacant land. About 64% of properties are owner-occupied, and 4% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $202K and $369K, with the highest assessed property at $111.3M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Concord (94%) is on municipal sewer, and 79% have public water service. Electric service is provided by UNITIL ENERGY SYSTEMS. 1,130 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Concord its character.
Environmental note: Concord has an average EPA lead paint indicator at the 61th percentile nationally, consistent with 1,831 properties built before 1900 when lead paint was standard. 7,776 properties exceed at least one EPA environmental justice threshold — a factor in lending compliance and environmental due diligence.
What Concord Property Intelligence Means for Professionals
Insurance & Underwriting
Concord's fire protection grade distribution (922 Grade A, 3,482 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Concord's 10 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 5% of Concord properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Concord property intelligence.
14,130 Concord properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/concord-nh. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.