Colchester, VT
Chittenden County44.5341°N, 73.1846°W
Tracking 7,141 properties across Colchester, Vermont — a community where the median home dates to 1977 and the oldest to 1700. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
7,141
Properties Tracked
1977
Median Year Built
$245K
Median Assessed Value
3%
FEMA Flood Zone
1.90M
NEP Data Facts Tracked
Zone 1
Radon Zone
Click any parcel to view intelligence
Colchester, VT
Colchester is a suburban town immediately north of Burlington, with a mix of residential development and the commercial corridors along Route 2 and Route 7. Saint Michael's College occupies a significant campus. The Winooski River and Lake Champlain create waterfront properties and flood zone exposure.
For property professionals, Colchester is the largest suburban market in Chittenden County, with commercial property, the college's institutional presence, and the lake and river creating environmental considerations.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
188 properties (3%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
6,895
AE
168
AREA NOT INCLUDED
58
A
20
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
4
Grade B
1,067
Grade C
3,937
Grade D
1,849
Grade E
284
Zone 1
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
40 psf
Ground Snow Load
ASCE 7 standard
Very Low
FEMA Risk Index
NRI composite rating
The Property Landscape
7,141 properties · Median year built 1977 · Avg 2,362 sf
Property Types
Single Family
5,875
Other
391
Commercial
355
Two-Family
230
Institutional
145
Mixed Use
109
Industrial
20
Agricultural / Open Space
16
Construction by Era
Pre-1800
2
1800-1849
50
1850-1899
49
1900-1949
385
1950-1979
1,896
1980-1999
1,206
2000+
871
Living in Colchester
Chittenden County · Vermont
Zip Codes054040543905446
17,524
Population
2020 Census
7,141
Properties
$245K
Median Assessed
62%
Owner-Occupied
36.3
Square Miles
Colchester covers 36.3 square miles in Chittenden County, Vermont. The median assessed property value is $245K.
Single-family homes account for 5,875 of Colchester's 7,141 properties and 230 multi-family buildings. There are 355 commercial properties. About 62% of properties are owner-occupied, and 5% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $178K and $333K, with the highest assessed property at $30.8M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 85% have public water service. Electric service is provided by GREEN MOUNTAIN POWER CORP. 1,768 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Colchester its character.
What Colchester Property Intelligence Means for Professionals
Insurance & Underwriting
Colchester's fire protection grade distribution (4 Grade A, 1,067 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Colchester's 8 property types, spanning construction from 1700 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 3% of Colchester properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Colchester property intelligence.
7,141 Colchester properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/colchester-vt. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.