Waterboro, ME
York County43.5360°N, 70.7146°W
Tracking 2,994 properties across Waterboro, Maine. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
2,994
Properties Tracked
--
Median Year Built
$250K
Median Assessed Value
6%
FEMA Flood Zone
635,332
NEP Data Facts Tracked
Zone 2
Radon Zone
Click any parcel to view intelligence
Waterboro, MEInc. 1787
Waterboro is a large, rural-suburban town in the interior of York County, with numerous lakes and a housing stock that has grown with the Portland commuter area's expansion.
For property professionals, Waterboro is a moderate, affordable market with lake-area waterfront properties and a growing suburban-rural residential base.
Risk Profile
FEMA flood zones, fire protection grades, radon — parcel by parcel
FEMA Flood Zones
166 properties (6%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
2,828
A
83
AE
83
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
2
Grade B
60
Grade C
115
Grade D
1,608
Grade E
1,209
Zone 2
Radon Risk
112 mph
Design Wind Speed
ASCE 7 standard
80 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
2,994 properties · Avg 758 sf
Property Types
Other
1,928
Single Family
904
Institutional
159
Mixed Use
3
Construction by Era
Living in Waterboro
York County · Maine
Zip Codes04030040420404804049040610407604087
7,936
Population
2020 Census
2,994
Properties
$250K
Median Assessed
23%
Owner-Occupied
55.3
Square Miles
Waterboro covers 55.3 square miles in York County, Maine. The median assessed property value is $250K.
Single-family homes account for 904 of Waterboro's 2,994 properties. About 23% of properties are owner-occupied, and 16% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $78K and $394K, with the highest assessed property at $14.2M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most properties rely on private septic systems, and 13% have public water service. Electric service is provided by CENTRAL MAINE POWER CO. 73 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Waterboro its character.
What Waterboro Property Intelligence Means for Professionals
Insurance & Underwriting
Waterboro's fire protection grade distribution (2 Grade A, 60 Grade B) directly affects premium calculation. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Waterboro's 4 property types require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 6% of Waterboro properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
Understanding a property's construction era, environmental exposure, and building characteristics before arriving on site transforms inspection from discovery to verification.
Inspection solutionsExplore Waterboro property intelligence.
2,994 Waterboro properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/waterboro-me. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.