Middletown, RI
Newport County41.5457°N, 71.2914°W
Tracking 6,090 properties across Middletown, Rhode Island — a community where the median home dates to 1965 and the oldest to 1725. Every parcel mapped with building characteristics, environmental exposure, hazard risk, and ownership history assembled from 140+ sources.
6,090
Properties Tracked
1965
Median Year Built
$622K
Median Assessed Value
2%
FEMA Flood Zone
1.66M
NEP Data Facts Tracked
83%
Coastal Zone
Click any parcel to view intelligence
Middletown, RIInc. 1743
Middletown sits between Newport and Portsmouth on Aquidneck Island, with a mix of residential neighborhoods, the Naval Station Newport influence, and the commercial corridors along Route 114. The town has beaches on both the Sakonnet River and the Atlantic side (Second Beach/Sachuest Beach), and the housing stock ranges from military-influenced multi-family to suburban single-family to oceanfront properties.
For property professionals, Middletown is a moderate market on Aquidneck Island with more affordability and housing variety than Newport. The military presence creates rental demand and some institutional land use, and the dual coastline brings different exposure profiles on each side of the island.
Risk Profile
FEMA flood zones, fire protection grades, radon, coastal exposure, storm surge — parcel by parcel
FEMA Flood Zones
138 properties (2%) are in FEMA Special Flood Hazard Areas, where flood insurance is required for federally-backed mortgages.
X
5,952
AE
95
VE
42
A
1
Fire Protection Grades
Fire protection grades reflect proximity to fire stations and hydrant infrastructure. Grade affects insurance pricing in every New England state.
Grade A
114
Grade B
1,529
Grade C
3,824
Grade D
438
Grade E
185
Coastal & Water Exposure
5,073 properties (83%) are within 3 miles of the ocean. 367 are classified as waterfront. The closest property is 0 ft from the coastline.
75
SLR 1 ft
Properties affected
97
SLR 3 ft
Properties affected
118
SLR 6 ft
Properties affected
160
Surge Exposure
Cat 1/2/3/4
81
Marine
Waterfront
78
Pond
Waterfront
52
Lake
Waterfront
Zone 2
Radon Risk
123 mph
Design Wind Speed
ASCE 7 standard
30 psf
Ground Snow Load
ASCE 7 standard
Relatively Low
FEMA Risk Index
NRI composite rating
The Property Landscape
6,090 properties · Median year built 1965 · Avg 2,505 sf
Property Types
Single Family
4,308
Commercial
549
Vacant Land
279
Two-Family
253
Institutional
216
Residential Other
200
Agricultural / Open Space
124
Other
64
Three-Family
37
Multi-Family
30
Construction by Era
Pre-1800
9
1800-1849
12
1850-1899
71
1900-1949
748
1950-1979
1,673
1980-1999
1,091
2000+
362
Market Activity
Recorded transactions from Newport County Registry of Deeds
80
Sales (12 mo)
Arms-length transactions
$723K
Median Sale Price
Past 12 months
60%
Owner-Occupied
12%
Out-of-State Owners
NE Provenance tracks recorded deeds, mortgages, and liens for 97% of Middletown properties. Ownership intelligence includes transaction history, entity detection, portfolio identification, and lien analysis — assembled from public registry records into a single property-level profile.
Building Permits & Maintenance
39,872 municipal building permits on file · 82% of properties
NE Provenance tracks 39,872 building permits across 4,975 Middletown properties — 82% coverage. 3,525 properties have permit activity in the last five years.
Each permit record reveals maintenance decisions: roof replacements, electrical upgrades, kitchen renovations, solar installations. For insurance, lending, and appraisal professionals, permit history is the most objective evidence of property condition available from public records.
39,872
Permits on File
82%
Coverage
Properties with permits
3,525
Active (5yr)
Recent permit activity
65%
Condition Rated
NEP assessment
Living in Middletown
Newport County · Rhode Island
Zip Codes028400284202871
17,075
Population
2020 Census
6,090
Properties
$622K
Median Assessed
60%
Owner-Occupied
12.7
Square Miles
Middletown covers 12.7 square miles in Newport County, Rhode Island. The median assessed property value is $622K.
Single-family homes account for 4,308 of Middletown's 6,090 properties and 320 multi-family buildings. There are 549 commercial properties and 279 parcels of vacant land. About 60% of properties are owner-occupied, and 12% are owned by someone out of state.
Assessed values range widely — the middle 50% of properties fall between $475K and $875K, with the highest assessed property at $508.2M. For professionals working in this market, the value spread tells you a lot about what you'll encounter door to door.
Most of Middletown (87%) is on municipal sewer, and 90% have public water service. Electric service is provided by THE NARRAGANSETT ELECTRIC CO. 409 properties have identified commercial activity — restaurants, retail, professional offices, and services that give Middletown its character. 318 properties have swimming pools.
What Middletown Property Intelligence Means for Professionals
Insurance & Underwriting
With 2% of properties in FEMA flood zones and 83% in the coastal zone, Middletown concentrates several major underwriting variables. Parcel-level hazard data provides the granularity that ZIP-level aggregation misses.
Insurance solutionsReal Estate & Appraisal
Middletown's 10 property types, spanning construction from 1725 to present, require local market knowledge for accurate comparable selection and valuation. NEP assembles building characteristics, environmental exposure, and condition signals into a single property profile.
Real estate solutionsLending & Title
Collateral assessment requires flood zone verification, environmental screening, and ownership chain validation. 2% of Middletown properties are in SFHAs where flood insurance is a federal lending requirement. NEP provides property-level compliance data from public records.
Lending solutionsInspection & Property Services
39,872 permits across 82% of properties means most Middletown inspection assignments can start with documented renovation and system history, not a blank slate.
Inspection solutionsExplore Middletown property intelligence.
6,090 Middletown properties — each with risk profiles, building data, permit history, and ownership analysis from 140+ sources. Open any property and see the full picture.
Newburyport, MA · Federalist · 3,524 sq ft · 4 bed / 3 bath · Built 1800 · Historic District
NEP Property Intelligence Summary
ConditionC1Fire ClassBFlood ZoneXOwnerIndividualOccupancyOwner-Occupied
Purchased2018 (8yr)Permits11 totalSystems3 updatedLiensClearAssessed$1.6MOcean0.3 mi
EraPre-1940HistoricDesignatedRenovationRecentRadonZone 1
Cite this data
Source: NE Provenance, “Professional Property Intelligence for New England,” neprovenance.com/insights/town/middletown-ri. For references or attribution, please link back to this page or neprovenance.com. Thank you, we appreciate it.