NE Provenance

98 Water St

Haverhill, MA 01830

residentialMulti-Family
Owner
Com...
Owner Type
LLC
Tenure
3 yrs
Assessed
$6,305,000
Built
2023
Sq Ft
48,925
Lot
—
Bed/Bath
—
Type
Multi-Family
Elevated Risks19ConditionC1Fire GradeAPermits23Last PermitFeb 2026FloodAESurgeCat 4

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98 Water St, Haverhill, MA 01830— Property Report

Home& Property Details

98 Water St is a Apartment multi-family built in 2023 located in Haverhill, Essex County, MA. The home has 48,925 square feet of living area.

Flood Zone & Natural Hazard Assessment

98 Water St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 4 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 98 Water St at Grade A (Excellent fire protection access). The nearest fire station, HAVERHILL FIRE DEPARTMENT, is less than 0.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 23 building permits on file for 98 Water St. The most recent permit was filed February 5, 2026. In the past five years, 23 permits have been issued. The current municipal assessment is $6,305,000, with $2,160,000 attributed to land and $4,145,000 to improvements. The property last sold on January 13, 2023 for $1,030,000. The deed history includes 2 recorded conveyances.

HaverhillNeighborhood & Community

98 Water St is located in Haverhill, Essex County, MA. The property is zoned CC (Commercial Central). The median home value in this census tract is $366,300. Median household income is $38,482. The owner-occupancy rate in the surrounding area is 26%. The property is served by the Haverhill school district.

Full Property Intelligence Report

The complete NE Provenance report for 98 Water St, Haverhill, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.